🆚 Mastercard vs. Stripe

Compare technologies based on real-world usage data *

📈 Stripe is slightly more popular than Mastercard.
🌎 Stripe is more popular in the United States, the United Kingdom, and France.
🌍 Mastercard is more popular in Germany, the Netherlands, and Spain.

Mastercard

Stripe

Type

Payment service

About

Mastercard is a global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.

It supports payments in more than 210 countries and territories, offers contactless and mobile tap-to-pay transactions, provides layered security including tokenisation and real-time fraud monitoring, and gives card-holders travel insurance and extended warranty benefits depending on the card tier.

Stripe is a payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration.

It supports over 135 currencies, enables direct bank debits and real-time payments, manages subscriptions with smart retry logic, includes machine learning–based fraud detection, and offers the Stripe Connect solution for marketplaces and platforms to route payouts in more than 45 countries.

Headquarters

Purchase, New York, United States

San Francisco, California, United States

Website

mastercard.com #50,609

stripe.com #1,004

Pricing

Payment processing, US accounts, per transactionDomestic cards2.9% + 30¢
Manually entered cards3.4% + 30¢
International cards4.4% + 30¢
Currency conversion1%

Payment processing, EU accounts, per transactionStandard EU cards1.5% + €0.25
Premium EU cards1.5% + €0.25
UK cards2.5% + €0.25
International cards3.25% + €0.25
Currency conversion2%

Post-payment invoices0.4% on transaction total, max $2

Identity$1.50/verification

Tax Basic0.5%/transaction

Tax Complete$1,080+/year

Custom domain$10/month

Popularity

Determined by the number of sites using each technology.

The Stripe payment service is 1.3 times more popular than Mastercard.

Total websites

Market share

Payments

Popularity by country

Determined by the number of sites detected from each country.

Stripe is more popular in the United States, the United Kingdom, and France, while Mastercard is more popular in Germany, the Netherlands, and Spain.

United States

United Kingdom

Germany

France

Australia

Netherlands

Spain

Italy

Russia

Canada

Awards

🥇 Most popular in Croatia in the Payments category.
🥇 Most popular in Macedonia in the Payments category.
🥈 Second most popular in Germany in the Payments category.
🥈 Second most popular in the Netherlands in the Payments category.
🥈 Second most popular in Russia in the Payments category.

🥇 Most popular in the United States in the Subscriptions category.
🥇 Most popular in the United Kingdom in the Subscriptions category.
🥇 Most popular in Australia in the Subscriptions category.
🥇 Most popular in Germany in the Subscriptions category.
🥇 Most popular in France in the Subscriptions category.

Popularity by domain category

Determined by the number of sites in each category.

Stripe is more popular among sites focused on marketing and merchandising, business, and Internet services, while Mastercard is more commonly used on online shopping, fashion and beauty, and travel sites.

Online Shopping

Marketing/Merchandising

Business

Fashion/Beauty

Internet Services

Travel

Education/Reference

Blogs/Wiki

Entertainment

Sports