🆚 Mastercard vs. Venmo

Compare technologies based on real-world usage data *

📈 Mastercard is much more popular than Venmo.
🌍 Mastercard is more popular in all countries.

Mastercard

Venmo

Type

Payment service

About

Mastercard is a global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.

It supports payments in more than 210 countries and territories, offers contactless and mobile tap-to-pay transactions, provides layered security including tokenisation and real-time fraud monitoring, and gives card-holders travel insurance and extended warranty benefits depending on the card tier.

Venmo is a social payments platform owned by PayPal that lets users send, receive, and request money from friends, split bills, pay businesses online, and manage a balance in its mobile app.

It supports peer-to-peer transfers, a social transaction feed, QR code payments, mobile wallet tap-to-pay, and a Mastercard-branded Venmo Debit Card with cash-back rewards.

Headquarters

Purchase, New York, United States

San Jose, California, United States

Website

mastercard.com #50,609

venmo.com #7,207

Pricing

Sending moneyFrom Venmo, debit cards, bank accountsFree ✔️
From credit cards3%

Receiving moneyPersonal profilesFrom VenmoFree ✔️
For goods and services2.99%
Charity profiles1.9% + $0.10
Business profiles1.9% + $0.10
Tap to Pay2.29% + $0.09

Venmo MastercardIssuance feeFree ✔️
ATM withdrawalsMoneyPass networkFree ✔️
Non-MoneyPass$2.50

Cryptocurrency purchase or sale fee$1.00 - $74.992.2%
$75.00 - $200.002%
$200.01 - $1,0001.8%
>$1,0001.5%