🆚 Mercado Pago vs. Stripe

Compare technologies based on real-world usage data *

📈 Stripe is much more popular than Mercado Pago.
🌎 Stripe is more popular in the United States, the United Kingdom, and Australia.
🌎 Mercado Pago is more popular in Brazil, Argentina, and Mexico.

Mercado Pago

Stripe

Type

Payment service

About

Mercado Pago is a Latin American digital payment platform developed by Mercado Libre that provides payment processing, digital wallet services, and checkout infrastructure for online stores, mobile apps, and physical merchants.

It offers multiple checkout models, including hosted Checkout Pro, customizable API-based checkout, and modular Checkout Bricks components. The platform also supports subscriptions and marketplace split payments, and provides developer SDKs and plugins for third-party platforms such as WooCommerce, Shopify, Adobe Commerce, and VTEX.

Stripe is a payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration.

It supports over 135 currencies, enables direct bank debits and real-time payments, manages subscriptions with smart retry logic, includes machine learning–based fraud detection, and offers the Stripe Connect solution for marketplaces and platforms to route payouts in more than 45 countries.

Headquarters

Montevideo, Uruguay

San Francisco, California, United States

Website

mercadopago.com.ar #1,856

stripe.com #1,004

Pricing

Payment processing, US accounts, per transactionDomestic cards2.9% + 30¢
Manually entered cards3.4% + 30¢
International cards4.4% + 30¢
Currency conversion1%

Payment processing, EU accounts, per transactionStandard EU cards1.5% + €0.25
Premium EU cards1.5% + €0.25
UK cards2.5% + €0.25
International cards3.25% + €0.25
Currency conversion2%

Post-payment invoices0.4% on transaction total, max $2

Identity$1.50/verification

Tax Basic0.5%/transaction

Tax Complete$1,080+/year

Custom domain$10/month

Popularity

Determined by the number of sites using each technology.

The Stripe payment service is 12 times more popular than Mercado Pago.

Total websites

Market share

Payments

Popularity by country

Determined by the number of sites detected from each country.

Stripe is more popular in the United States, the United Kingdom, and Australia, while Mercado Pago is more popular in Brazil, Argentina, and Mexico.

United States

United Kingdom

Australia

Germany

France

Brazil

Canada

Italy

Spain

Argentina