🆚 PayPal vs. Stripe

Compare technologies based on real-world usage data *

📈 PayPal is four times more popular than Stripe.
🌎 PayPal is more popular in the United States, the United Kingdom, and Germany.
🌍 Stripe is more popular in Taiwan, Cambodia, and Armenia.

PayPal

Stripe

Type

Payment service

About

PayPal is an online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details.

It includes a digital wallet that links to bank accounts and cards, supports transactions in more than 200 countries and regions and 25 currencies, offers buyer protection on eligible purchases, and enables guest checkout for non-account holders.

Stripe is a payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration.

It supports over 135 currencies, enables direct bank debits and real-time payments, manages subscriptions with smart retry logic, includes machine learning–based fraud detection, and offers the Stripe Connect solution for marketplaces and platforms to route payouts in more than 45 countries.

Headquarters

San Jose, California, United States

San Francisco, California, United States

Website

paypal.com #45

stripe.com #1,004

Pricing

Domestic personal transactionsFrom bank accounts$0 (if no currency conversion)
From cards3.4% + fixed fee based on currency

International personal transactionsFrom U.S. bank accounts$4.99
From U.S. cards$4.99 + 3.4% + fixed fee

Merchant feesFor receiving domestic transactions3.40% + fixed fee
For receiving international transactions4.40% + fixed fee

Payment processing, US accounts, per transactionDomestic cards2.9% + 30¢
Manually entered cards3.4% + 30¢
International cards4.4% + 30¢
Currency conversion1%

Payment processing, EU accounts, per transactionStandard EU cards1.5% + €0.25
Premium EU cards1.5% + €0.25
UK cards2.5% + €0.25
International cards3.25% + €0.25
Currency conversion2%

Post-payment invoices0.4% on transaction total, max $2

Identity$1.50/verification

Tax Basic0.5%/transaction

Tax Complete$1,080+/year

Custom domain$10/month

Popularity

Determined by the number of sites using each technology.

The PayPal payment service is 4 times more popular than Stripe.

Total websites

Market share

Payments

Popularity by country

Determined by the number of sites detected from each country.

PayPal is more popular in the United States, the United Kingdom, and Germany, while Stripe is more popular in Taiwan, Cambodia, and Armenia.

United States

United Kingdom

Germany

Australia

France

Italy

Canada

Netherlands

Spain

India

Awards

🥇 Most popular in the United States in the Payments category.
🥇 Most popular in Germany in the Payments category.
🥇 Most popular in the United Kingdom in the Payments category.
🥇 Most popular in Australia in the Payments category.
🥇 Most popular in France in the Payments category.

🥇 Most popular in the United States in the Subscriptions category.
🥇 Most popular in the United Kingdom in the Subscriptions category.
🥇 Most popular in Australia in the Subscriptions category.
🥇 Most popular in Germany in the Subscriptions category.
🥇 Most popular in France in the Subscriptions category.

Popularity by domain category

Determined by the number of sites in each category.

PayPal is more popular among sites focused on online shopping, marketing and merchandising, and business, while Stripe is more commonly used on general news, restaurants, and religion and ideology sites.

Online Shopping

Marketing/Merchandising

Business

Fashion/Beauty

Blogs/Wiki

Internet Services

Education/Reference

Entertainment

Sports

Travel