🆚 Venmo vs. Visa

Compare technologies based on real-world usage data *

📈 Visa is much more popular than Venmo.
🌍 Visa is more popular in all countries.

Venmo

Visa

Type

Payment service

About

Venmo is a social payments platform owned by PayPal that lets users send, receive, and request money from friends, split bills, pay businesses online, and manage a balance in its mobile app.

It supports peer-to-peer transfers, a social transaction feed, QR code payments, mobile wallet tap-to-pay, and a Mastercard-branded Venmo Debit Card with cash-back rewards.

Visa is a global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.

It operates a centralized and modular payments network called VisaNet, which supports card-not-present payments via RESTful APIs, token-based mobile and contactless payments, and provides merchants with data analytics and fraud-monitoring tools.

Headquarters

San Jose, California, United States

San Francisco, California, United States

Website

venmo.com #7,207

visa.com #6,136

Pricing

Sending moneyFrom Venmo, debit cards, bank accountsFree ✔️
From credit cards3%

Receiving moneyPersonal profilesFrom VenmoFree ✔️
For goods and services2.99%
Charity profiles1.9% + $0.10
Business profiles1.9% + $0.10
Tap to Pay2.29% + $0.09

Venmo MastercardIssuance feeFree ✔️
ATM withdrawalsMoneyPass networkFree ✔️
Non-MoneyPass$2.50

Cryptocurrency purchase or sale fee$1.00 - $74.992.2%
$75.00 - $200.002%
$200.01 - $1,0001.8%
>$1,0001.5%