🆚 Affirm vs. Stripe

📈 Stripe is much more popular than Affirm.
🌍 Stripe is more popular in all countries.

Statistics based on 3.6M+ analyzed websites. About this data

Affirm

Stripe

Type

Online payment service

About

Affirm is a Buy Now, Pay Later (BNPL) financial services platform that lets consumers split online and in-store purchases into scheduled installments.

It offers interest-free four-payment splits, longer monthly terms with APRs up to 36 percent, and transparent pricing with no late or hidden fees.

Stripe is a payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration.

It supports over 135 currencies, enables direct bank debits and real-time payments, manages subscriptions with smart retry logic, includes machine learning–based fraud detection, and offers the Stripe Connect solution for marketplaces and platforms to route payouts in more than 45 countries.

Headquarters

San Francisco, California, United States

Website

affirm.com #1,615

stripe.com #1,004

Pricing

Transaction fees 5.99% + $0.30

Payment processing, US accounts, per transaction Domestic cards 2.9% + 30¢
Manually entered cards 3.4% + 30¢
International cards 4.4% + 30¢
Currency conversion 1%

Payment processing, EU accounts, per transaction Standard EU cards 1.5% + €0.25
Premium EU cards 1.5% + €0.25
UK cards 2.5% + €0.25
International cards 3.25% + €0.25
Currency conversion 2%

Post-payment invoices 0.4% on transaction total, max $2

Identity $1.50/verification

Tax Basic 0.5%/transaction

Tax Complete $1,080+/year

Custom domain $10/month

Popularity

Determined by the number of sites using each technology.

The Stripe online payment service is 16 times more popular than Affirm.

Total websites

Market share

Online Payments

Popularity by country

Determined by the number of sites detected from each country.

Stripe is more popular than Affirm in all countries.

United States

United Kingdom

Australia

Germany

France

Canada

Italy

Spain

Netherlands

Ireland

Awards

🔥 13rd most popular in the United States in the Online Payments category.
🔥 15th most popular in Canada in the Online Payments category.

🥇 Most popular in the United States in the Subscriptions category.
🥇 Most popular in the United Kingdom in the Subscriptions category.
🥇 Most popular in Australia in the Subscriptions category.
🥇 Most popular in Germany in the Subscriptions category.
🥇 Most popular in France in the Subscriptions category.

Popularity by domain category

Determined by the number of sites in each category.

Stripe is more popular among sites focused on online shopping, business, and marketing and merchandising, while Affirm is more commonly used on fashion and beauty sites.

Online Shopping

Business

Marketing/Merchandising

Education/Reference

Blogs/Wiki

Internet Services

Non-Profit/Advocacy/NGO

Travel

Entertainment

Sports

Top sites

Top-ranked sites that use these technologies.

Name

Rank

#162

#190

#1,615

#1,754

#1,786

Name

Rank

#12

#25

#70

#78