🆚 Apple Pay vs. Venmo

Compare technologies based on real-world usage data *

📈 Apple Pay is much more popular than Venmo.
🌍 Apple Pay is more popular in all countries.

Apple Pay

Venmo

Type

Payment service

About

Apple Pay is a mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices.

It supports tap-to-pay in stores using NFC, payments in apps and on the web, secure tokenization that hides actual card numbers from merchants, biometric authentication such as Face ID or Touch ID, and storage of credit, debit, and prepaid cards in Wallet.

Venmo is a social payments platform owned by PayPal that lets users send, receive, and request money from friends, split bills, pay businesses online, and manage a balance in its mobile app.

It supports peer-to-peer transfers, a social transaction feed, QR code payments, mobile wallet tap-to-pay, and a Mastercard-branded Venmo Debit Card with cash-back rewards.

Headquarters

Cupertino, California, United States

San Jose, California, United States

Website

apple.com/apple-pay #8

venmo.com #7,207

Pricing

Free ✔️

Sending moneyFrom Venmo, debit cards, bank accountsFree ✔️
From credit cards3%

Receiving moneyPersonal profilesFrom VenmoFree ✔️
For goods and services2.99%
Charity profiles1.9% + $0.10
Business profiles1.9% + $0.10
Tap to Pay2.29% + $0.09

Venmo MastercardIssuance feeFree ✔️
ATM withdrawalsMoneyPass networkFree ✔️
Non-MoneyPass$2.50

Cryptocurrency purchase or sale fee$1.00 - $74.992.2%
$75.00 - $200.002%
$200.01 - $1,0001.8%
>$1,0001.5%