🆚 Stripe vs. Visa Protect

Compare technologies based on real-world usage data *

📈 Stripe is four times more popular than Visa Protect.
🌎 Stripe is more popular in the United States, the United Kingdom, and Germany.
🌎 Visa Protect is more popular in the Netherlands, Brazil, and Denmark.

Stripe

Visa Protect

Type

Payment service

Fraud prevention software solution

About

Stripe is a payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration.

It supports over 135 currencies, enables direct bank debits and real-time payments, manages subscriptions with smart retry logic, includes machine learning–based fraud detection, and offers the Stripe Connect solution for marketplaces and platforms to route payouts in more than 45 countries.

Visa Protect is a payment authentication platform designed to protect transactions from fraud.

It offers real-time risk-based authentication for issuers and merchants, using AI to score transactions, deliver risk signals, and reduce false declines. It supports EMV 3-D Secure protocol, network-agnostic fraud decisioning across all payment endpoints, tokenization to protect payment data, and a consumer authentication service that allows low-risk transactions to pass without challenge.

Headquarters

San Francisco, California, United States

Website

stripe.com #1,004

corporate.visa.com

Pricing

Payment processing, US accounts, per transactionDomestic cards2.9% + 30¢
Manually entered cards3.4% + 30¢
International cards4.4% + 30¢
Currency conversion1%

Payment processing, EU accounts, per transactionStandard EU cards1.5% + €0.25
Premium EU cards1.5% + €0.25
UK cards2.5% + €0.25
International cards3.25% + €0.25
Currency conversion2%

Post-payment invoices0.4% on transaction total, max $2

Identity$1.50/verification

Tax Basic0.5%/transaction

Tax Complete$1,080+/year

Custom domain$10/month

Free version ❌

Custom

Popularity

Determined by the number of sites using each technology.

The Stripe payment service is 4 times more popular than Visa Protect.

Total websites

Market share

Popularity by country

Determined by the number of sites detected from each country.

Stripe is more popular in the United States, the United Kingdom, and Germany, while Visa Protect is more popular in the Netherlands, Brazil, and Denmark.

United States

United Kingdom

Germany

Australia

France

Italy

Netherlands

Canada

Spain

Ireland

Awards

🥇 Most popular in the United States in the Subscriptions category.
🥇 Most popular in the United Kingdom in the Subscriptions category.
🥇 Most popular in Australia in the Subscriptions category.
🥇 Most popular in Germany in the Subscriptions category.
🥇 Most popular in France in the Subscriptions category.

🥇 Most popular in the United Kingdom in the Fraud Prevention category.
🥇 Most popular in the Netherlands in the Fraud Prevention category.
🥇 Most popular in Germany in the Fraud Prevention category.
🥇 Most popular in France in the Fraud Prevention category.
🥇 Most popular in Italy in the Fraud Prevention category.

Popularity by domain category

Determined by the number of sites in each category.

Stripe is more popular among sites focused on business, marketing and merchandising, and Internet services, while Visa Protect is more commonly used on online shopping, fashion and beauty, and real estate sites.

Online Shopping

Business

Marketing/Merchandising

Fashion/Beauty

Internet Services

Education/Reference

Travel

Blogs/Wiki

Non-Profit/Advocacy/NGO

Sports