🆚 Klarna vs. PayPal

Compare technologies based on real-world usage data *

Type

Payment service
Payment service

About

Klarna is a Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases.

It enables users to pay in four interest-free installments every two weeks, pay in full within 30 days, or choose longer-term financing for up to 24 months with interest rates starting at 0%.

PayPal is an online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details.

It includes a digital wallet that links to bank accounts and cards, supports transactions in more than 200 countries and regions and 25 currencies, offers buyer protection on eligible purchases, and enables guest checkout for non-account holders.

Headquarters

Stockholm, Sweden
San Jose, California, United States

Website

Pricing

Transaction fees3.29-5.99% + $0.30
Domestic personal transactions
From bank accounts$0 (if no currency conversion)
From cards3.4% + fixed fee based on currency
International personal transactions
From U.S. bank accounts$4.99
From U.S. cards$4.99 + 3.4% + fixed fee
Merchant fees
For receiving domestic transactions3.40% + fixed fee
For receiving international transactions4.40% + fixed fee

Categories

Payments › Rank #7
Payments › Rank #1

Popularity

Determined by the number of sites using each technology.

The PayPal payment service is 10 times more popular than Klarna.
Total websites

Market share

Payments

Popularity by country

Determined by the number of sites detected from each country.

PayPal is more popular in the United States, Germany, and the United Kingdom, while Klarna is more popular in Sweden and Norway.
United States
Germany
United Kingdom
Australia
Italy
France
Netherlands
Canada
Spain
Sweden

Awards

Popularity by domain category

Determined by the number of sites in each category.

PayPal is more popular than Klarna in all market segments.
Online Shopping
Marketing/Merchandising
Fashion/Beauty
Business
Blogs/Wiki
Internet Services
Entertainment
Sports
Education/Reference
Software/Hardware

Top sites

Top-ranked sites that use these technologies.

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Rank
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See also

* According to recent studies, many of online reviews are fake.
When making your decision, it is better to rely on data that cannot be falsified.
Our service evaluates the popularity of technologies by the number of websites using them.

Statistics were last calculated on .
For details, see our methodology and disclaimer.