🆚 Affirm vs. Laybuy

Compare technologies based on real-world usage data *

Type

Payment service
Payment service

About

Affirm is a Buy Now, Pay Later (BNPL) financial services platform that lets consumers split online and in-store purchases into scheduled installments.

It offers interest-free four-payment splits, longer monthly terms with APRs up to 36 percent, and transparent pricing with no late or hidden fees.

Laybuy is a New Zealand-based Buy Now, Pay Later provider.

Headquarters

San Francisco, California, United States
Auckland, New Zealand

Website

Pricing

Transaction fees5.99% + $0.30

Categories

Payments › Rank #23
Payments › Rank #86

Popularity

Determined by the number of sites using each technology.

The Affirm payment service is 18 times more popular than Laybuy.
Total websites

Market share

Payments

Popularity by country

Determined by the number of sites detected from each country.

Affirm is more popular in the United States, Canada, and the United Kingdom, while Laybuy is more popular in New Zealand and Australia.
United States
Canada
United Kingdom
New Zealand
Australia
France
Switzerland
Germany
Hong Kong
Italy

Awards

Popularity by domain category

Determined by the number of sites in each category.

Affirm is more popular than Laybuy in all market segments.
Online Shopping
Marketing/Merchandising
Fashion/Beauty
Travel
Business
Sports
Health
Education/Reference
Real Estate
Software/Hardware

Top sites

Top-ranked sites that use these technologies.

Name
Rank
#1,615
#1,754
View more ➝
Name
Rank
View more ➝

See also

* According to recent studies, many of online reviews are fake.
When making your decision, it is better to rely on data that cannot be falsified.
Our service evaluates the popularity of technologies by the number of websites using them.

Statistics were last calculated on .
For details, see our methodology and disclaimer.