⚡ Online Payment Services in New Zealand

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

New Zealand is an Oceanian country with a population of over 5.1 million people.

According to our data, online payment services are detected on 9.4% of websites from New Zealand.

⭐ Most Popular in 2026

The following chart shows the top online payment services on websites in New Zealand in 2026, based on market share.

The most popular is PayPal with an impressive share of 46.4%, followed by Shop Pay with 43% and Afterpay with 19.3%.

🚀 Highlights

Here is a list of the top services that are more popular in New Zealand than worldwide.
Differences between global and country rankings are shown in parentheses.

✨ Best Online Payment Services

Below is a more detailed list of the top 25 of the 57 online payment services used on sites from New Zealand, ranked by their market share.

RankNameMarket share
1
PayPal
San Jose, California, United States

An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details.

$$$
2
Shop Pay
Ottawa, Ontario, Canada

A Shopify-exclusive accelerated checkout and payment method that lets customers save their billing, shipping, and payment information to complete orders quickly on Shopify stores and in the Shop app.

Free$$$
3
Afterpay
Melbourne, Victoria, Australia

A buy-now-pay-later payment service that lets shoppers split purchases into installment plans at checkout both online and in stores without interest if payments are made on time.

$$$
4
Stripe
San Francisco, California, United States

A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration.

$$$
5
Visa
San Francisco, California, United States

A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.

6
Mastercard
Purchase, New York, United States

A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.

7
Zip
Sydney, Australia

A "buy now, pay later" payment service that operates in Australia, New Zealand, and the United States.

8
American Express
New York, United States

A global payment network and card issuer that provides charge, credit, and prepaid cards.

9
Apple Pay
Cupertino, California, United States

A mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices.

Free
10
Laybuy
Auckland, New Zealand

A New Zealand-based Buy Now, Pay Later provider.

11
Google Pay
Mountain View, California, United States

A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices.

Free
12
Klarna
Stockholm, Sweden

A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases.

$$$
13
Square
Oakland, California, United States

A payment processor that enables businesses to accept cards from customers to pay for goods and services.

Free$49+/month
14
PayPal Enterprise Payments
San Jose, California, United States

A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites.

$$$
15
Recharge
Santa Monica, California, United States

A subscription billing platform for Shopify and BigCommerce stores that manages recurring payments, subscription plans, and customer retention workflows.

$99+/month
16
Alipay
Hangzhou, China

A Chinese mobile payment app and digital wallet from used to make cashless payments.

17
Arcot
Palo Alto, United States

A payment authentication network powered by 3-D Secure (3DS).

18
Authorize.net
San Francisco, California, United States

A payment gateway that facilitates the submission and routing of credit card and electronic check payment transactions to the processing networks on behalf of its client merchants.

$25+/month
19
Worldline
La Défense, France

A European provider of payment and transaction services.

20
Adyen
Amsterdam, Netherlands

A payment gateway, processor, and acquirer in one financial technology platform.

$0.13+/transaction
21
Wirecard
Aschheim, Bavaria, Germany

A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.

22
Neteller
London, United Kingdom

A global payments platform and digital wallet used to transfer money to and from merchants, such as forex trading brokers, social networks, and gambling websites.

23
Amazon Pay
Seattle, Washington, United States

An online payment service that allows customers to complete purchases on third-party websites using the payment methods and shipping information stored in their Amazon accounts.

Free$0.30+
24
Skrill
London, United Kingdom

A digital wallet and online payment service that lets users pay online and transfer money using just an email address and password.

Free$5.50+
25
Clearpay
Melbourne, Victoria, Australia

A payment service that lends customers a fixed amount of credit to make purchases instantly and then pay for them in 4 automatic, interest-free installments.

👉 See Also

🗃️ About This Data