🆚 American Express vs. Stripe

Compare technologies based on real-world usage data *

📈 Stripe is three times more popular than American Express.
🌎 Stripe is more popular in the United States, the United Kingdom, and Germany.
🌎 American Express is more popular in Brazil, Argentina, and Serbia.

American Express

Stripe

Type

Payment service

About

American Express is a global payment network and card issuer that provides charge, credit, and prepaid cards.

It enables contactless and mobile wallet payments, offers a membership rewards programm, provides purchase protection and extended warranty benefits, and supports a pay-in-installments feature called "Plan It".

Stripe is a payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration.

It supports over 135 currencies, enables direct bank debits and real-time payments, manages subscriptions with smart retry logic, includes machine learning–based fraud detection, and offers the Stripe Connect solution for marketplaces and platforms to route payouts in more than 45 countries.

Headquarters

New York, United States

San Francisco, California, United States

Website

americanexpress.com #988

stripe.com #1,004

Pricing

Payment processing, US accounts, per transactionDomestic cards2.9% + 30¢
Manually entered cards3.4% + 30¢
International cards4.4% + 30¢
Currency conversion1%

Payment processing, EU accounts, per transactionStandard EU cards1.5% + €0.25
Premium EU cards1.5% + €0.25
UK cards2.5% + €0.25
International cards3.25% + €0.25
Currency conversion2%

Post-payment invoices0.4% on transaction total, max $2

Identity$1.50/verification

Tax Basic0.5%/transaction

Tax Complete$1,080+/year

Custom domain$10/month

Popularity

Determined by the number of sites using each technology.

The Stripe payment service is 3 times more popular than American Express.

Total websites

Market share

Payments

Popularity by country

Determined by the number of sites detected from each country.

Stripe is more popular in the United States, the United Kingdom, and Germany, while American Express is more popular in Brazil, Argentina, and Serbia.

United States

United Kingdom

Germany

Australia

France

Italy

Canada

Spain

Brazil

Netherlands

Awards

🥈 Second most popular in Uruguay in the Payments category.
🥉 Third most popular in Serbia in the Payments category.
⭐ 4th most popular in Argentina in the Payments category.
⭐ 4th most popular in Israel in the Payments category.
⭐ 4th most popular in Nepal in the Payments category.

🥇 Most popular in the United States in the Subscriptions category.
🥇 Most popular in the United Kingdom in the Subscriptions category.
🥇 Most popular in Australia in the Subscriptions category.
🥇 Most popular in Germany in the Subscriptions category.
🥇 Most popular in France in the Subscriptions category.

Popularity by domain category

Determined by the number of sites in each category.

Stripe is more popular among sites focused on business, marketing and merchandising, and travel, while American Express is more commonly used on online shopping, fashion and beauty, and real estate sites.

Online Shopping

Business

Marketing/Merchandising

Travel

Internet Services

Fashion/Beauty

Blogs/Wiki

Education/Reference

Non-Profit/Advocacy/NGO

Entertainment