⚡ Online Payment Services in Uruguay

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Uruguay is a South American country with a population of over 3.4 million people.

According to our data, online payment services are detected on 8.9% of websites from Uruguay.

Statistics based on 2K+ analyzed websites. About this data

⭐ Most Popular in 2026

The following chart shows the top online payment services on websites in Uruguay in 2026, based on market share.

The most popular is Visa, which dominates the market with a substantial 63.3% share.
It is followed by American Express with 26.1% and Mercado Pago with 20.2%.

Visa 63.3%
American Express 26.1%
Mercado Pago 20.2%
PayPal 15.6%
Mastercard 6%
Google Pay 5.5%
Apple Pay 3.2%
dLocal 2.8%
PayPal Enterprise Payments 2.8%
Klarna 2.3%
Arcot 2.3%
Wirecard 2.3%
Worldline 2.3%
Stripe 1.8%
Authorize.net 0.9%

🚀 Highlights

Here is a list of the top services that are more popular in Uruguay than worldwide.
Differences between global and country rankings are shown in parentheses.

1. Visa ^(-4)
2. American Express ^(-7)
3. Mercado Pago ^(-18)
5. Mastercard ^(-1)
6. Google Pay ^(-1)
8. dLocal ^(-99)
9. PayPal Enterprise Payments ^(-1)
11. Arcot ^(-2)
12. Wirecard ^(-3)
16. Afterpay ^(-2)

✨ Best Online Payment Services

Below is a more detailed list of 21 online payment services used on sites from Uruguay, ranked by their market share.

Rank	Name	Market share
1	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	63.3%
2	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	26.1%
3	Mercado Pago Montevideo, Uruguay A Latin American digital payment platform developed by Mercado Libre that provides payment processing, digital wallet services, and checkout infrastructure for online stores, mobile apps, and physical merchants.	20.2%
4	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	15.6%
5	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	6%
6	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	5.5%
7	Apple Pay Cupertino, California, United States A mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices. Free	3.2%
8	dLocal Montevideo, Uruguay A payment platform that makes it possible to accept payment methods and currencies from the emerging markets. $$$	2.8%
9	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	2.8%
10	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	2.3%
11	Arcot Palo Alto, United States A payment authentication network that enables card issuers, merchants, and payment processors to authenticate cardholder identity during online payments.	2.3%
12	Wirecard Aschheim, Bavaria, Germany An insolvent German payment processor and financial services provider whose executives have been arrested. Legacy	2.3%
13	Worldline La Défense, France A European provider of payment and transaction services.	2.3%
14	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	1.8%
15	Authorize.net San Francisco, California, United States A payment gateway that facilitates the submission and routing of credit card and electronic check payment transactions to the processing networks on behalf of its client merchants. $25+/month	0.9%
16	Afterpay Melbourne, Victoria, Australia A buy-now-pay-later payment service that lets shoppers split purchases into installment plans at checkout both online and in stores without interest if payments are made on time. $$$	0.5%
17	CyberSource San Francisco, California, United States A UK-based global payment platform that provides secure payment solutions for businesses and is currently owned by Visa.	0.5%
18	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	0.5%
19	Adyen Amsterdam, Netherlands A financial technology platform that provides end-to-end payment processing, acquiring, and related financial products for online, mobile, and in-store commerce. $0.13+/transaction	0.5%
20	Affirm San Francisco, California, United States A Buy Now, Pay Later financial services platform that lets consumers split online and in-store purchases into scheduled installments. $$$	0.5%
21	Square Oakland, California, United States A payment processor that enables businesses to accept cards from customers to pay for goods and services. Free$49+/month	0.5%

👉 See Also

🌎 Online Payments in other countries

🗃️ About This Data

We evaluate the popularity of technologies based on the number of websites where we detect their usage.
Technologies without a detectable web footprint, and those we do not track, are not reflected in the calculated market share.
This report is based on the analysis of 2,445 websites from Uruguay.
We currently track the presence of 137 online payment services across the web.
Of these, 21 were detected on websites from Uruguay.
Statistics were last calculated on September 18, 2026.
For more details, see our methodology and disclaimer.