🆚 Klarna vs. Stripe

Compare technologies based on real-world usage data *

Type

Payment system
Payment system

About

Klarna is a Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases.

It enables users to pay in four interest-free installments every two weeks, pay in full within 30 days, or choose longer-term financing for up to 24 months with interest rates starting at 0%.

Stripe is a payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration.

It supports over 135 currencies, enables direct bank debits and real-time payments, manages subscriptions with smart retry logic, includes machine learning–based fraud detection, and offers the Stripe Connect solution for marketplaces and platforms to route payouts in more than 45 countries.

Headquarters

Stockholm, Sweden
San Francisco, California, United States

Website

Pricing

Transaction fees3.29-5.99% + $0.30
Payment processing, US accounts, per transaction
Domestic cards2.9% + 30¢
Manually entered cards3.4% + 30¢
International cards4.4% + 30¢
Currency conversion1%
Payment processing, EU accounts, per transaction
Standard EU cards1.5% + €0.25
Premium EU cards1.5% + €0.25
UK cards2.5% + €0.25
International cards3.25% + €0.25
Currency conversion2%
Post-payment invoices0.4% on transaction total, max $2
Identity$1.50/verification
Tax Basic0.5%/transaction
Tax Complete$1,080+/year
Custom domain$10/month

Categories

Payments › Rank #7
Payments › Rank #2
Subscriptions › Rank #1

Popularity

Determined by the number of sites using each technology.

The Stripe payment system is 3 times more popular than Klarna.
Total websites

Market share

Payments

Popularity by country

Determined by the number of sites detected from each country.

Stripe is more popular in the United States, the United Kingdom, and Australia, while Klarna is more popular in Germany, the Netherlands, and Sweden.
United States
United Kingdom
Germany
Australia
France
Italy
Canada
Netherlands
Spain
Sweden

Awards

Popularity by domain category

Determined by the number of sites in each category.

Stripe is more popular among sites focused on marketing and merchandising, business, and Internet services, while Klarna is more commonly used on online shopping and fashion and beauty sites.
Online Shopping
Marketing/Merchandising
Business
Fashion/Beauty
Internet Services
Travel
Blogs/Wiki
Education/Reference
Sports
Non-Profit/Advocacy/NGO

Top sites

Top-ranked sites that use these technologies.

Name
Rank
#1,217
#1,283
#2,127
View more ➝
Name
Rank
View more ➝

See also

* According to recent studies, many of online reviews are fake.
When making your decision, it is better to rely on data that cannot be falsified.
Our service evaluates the popularity of technologies by the number of websites using them.

Statistics were last calculated on .
For details, see our methodology and disclaimer.