🆚 Affirm vs. Afterpay

Compare technologies based on real-world usage data *

Type

Payment service
Payment service

About

Affirm is a Buy Now, Pay Later (BNPL) financial services platform that lets consumers split online and in-store purchases into scheduled installments.

It offers interest-free four-payment splits, longer monthly terms with APRs up to 36 percent, and transparent pricing with no late or hidden fees.

Afterpay is a buy-now-pay-later (BNPL) payment service that lets shoppers split purchases into installment plans at checkout both online and in stores without interest if payments are made on time.

It offers "Pay in 4" plans generally over six weeks with automatic debit from a linked card, optional longer monthly plans for larger purchases, instant approval decisions without traditional credit checks, and app-based payment management with reminders.

Headquarters

San Francisco, California, United States
Melbourne, Victoria, Australia

Website

Pricing

Transaction fees5.99% + $0.30
Transaction fees4-6% + $0.30

Categories

Payments › Rank #23
Payments › Rank #17

Popularity

Determined by the number of sites using each technology.

The Afterpay payment service is 1.8 times more popular than Affirm.
Total websites

Market share

Payments

Popularity by country

Determined by the number of sites detected from each country.

Afterpay is more popular in Australia, the United Kingdom, and New Zealand, while Affirm is more popular in the United States, Canada, and France.
United States
Australia
United Kingdom
New Zealand
Canada
Netherlands
France
Germany
Hong Kong
Italy

Awards

Popularity by domain category

Determined by the number of sites in each category.

Afterpay is more popular among sites focused on online shopping, fashion and beauty, and business, while Affirm is more commonly used on marketing and merchandising, travel, and sports sites.
Online Shopping
Fashion/Beauty
Marketing/Merchandising
Business
Travel
Sports
Health
Entertainment
Real Estate
Software/Hardware

Top sites

Top-ranked sites that use these technologies.

Name
Rank
#1,615
#1,754
View more ➝
Name
Rank
#1,086
#1,434
#2,083
#2,266
#2,831
View more ➝

See also

* According to recent studies, many of online reviews are fake.
When making your decision, it is better to rely on data that cannot be falsified.
Our service evaluates the popularity of technologies by the number of websites using them.

Statistics were last calculated on .
For details, see our methodology and disclaimer.