🆚 Affirm vs. Klarna

Compare technologies based on real-world usage data *

Type

Payment service
Payment service

About

Affirm is a Buy Now, Pay Later (BNPL) financial services platform that lets consumers split online and in-store purchases into scheduled installments.

It offers interest-free four-payment splits, longer monthly terms with APRs up to 36 percent, and transparent pricing with no late or hidden fees.

Klarna is a Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases.

It enables users to pay in four interest-free installments every two weeks, pay in full within 30 days, or choose longer-term financing for up to 24 months with interest rates starting at 0%.

Headquarters

San Francisco, California, United States
Stockholm, Sweden

Website

Pricing

Transaction fees5.99% + $0.30
Transaction fees3.29-5.99% + $0.30

Categories

Payments › Rank #23
Payments › Rank #7

Popularity

Determined by the number of sites using each technology.

The Klarna payment service is 6 times more popular than Affirm.
Total websites

Market share

Payments

Popularity by country

Determined by the number of sites detected from each country.

Klarna is more popular in Germany, the United Kingdom, and Sweden, while Affirm is more popular in the United States, Canada, and the Dominican Republic.
United States
Germany
United Kingdom
Sweden
Netherlands
Italy
Spain
Norway
France
Austria

Awards

Popularity by domain category

Determined by the number of sites in each category.

Klarna is more popular than Affirm in all market segments.
Online Shopping
Marketing/Merchandising
Fashion/Beauty
Business
Travel
Sports
Software/Hardware
Real Estate
Health
Internet Services

Top sites

Top-ranked sites that use these technologies.

Name
Rank
#1,615
#1,754
View more ➝
Name
Rank
View more ➝

See also

* According to recent studies, many of online reviews are fake.
When making your decision, it is better to rely on data that cannot be falsified.
Our service evaluates the popularity of technologies by the number of websites using them.

Statistics were last calculated on .
For details, see our methodology and disclaimer.