🆚 Gumroad vs. Stripe

Compare technologies based on real-world usage data *

📈 Stripe is much more popular than Gumroad.
🌍 Stripe is more popular in all countries.

Gumroad

Stripe

Type

E-commerce platform

Payment service

About

Gumroad is an e-commerce platform serving as a merchant of record that enables creators and digital entrepreneurs to sell digital products, memberships, and other goods directly to their audience.

It supports digital downloads, online courses, subscriptions or memberships, license keys for software, and global payments while handling payment processing and VAT/tax collection.

Stripe is a payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration.

It supports over 135 currencies, enables direct bank debits and real-time payments, manages subscriptions with smart retry logic, includes machine learning–based fraud detection, and offers the Stripe Connect solution for marketplaces and platforms to route payouts in more than 45 countries.

Headquarters

San Francisco, California, United States

Website

gumroad.com #1,032

stripe.com #1,004

Pricing

Direct transaction fee10% + $0.50

Marketplace transaction fee30%

Payment processing, US accounts, per transactionDomestic cards2.9% + 30¢
Manually entered cards3.4% + 30¢
International cards4.4% + 30¢
Currency conversion1%

Payment processing, EU accounts, per transactionStandard EU cards1.5% + €0.25
Premium EU cards1.5% + €0.25
UK cards2.5% + €0.25
International cards3.25% + €0.25
Currency conversion2%

Post-payment invoices0.4% on transaction total, max $2

Identity$1.50/verification

Tax Basic0.5%/transaction

Tax Complete$1,080+/year

Custom domain$10/month