🆚 PayPal vs. Plaid

Type

Payment service
Payment service

About

PayPal is an online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details.

It includes a digital wallet that links to bank accounts and cards, supports transactions in more than 200 countries and regions and 25 currencies, offers buyer protection on eligible purchases, and enables guest checkout for non-account holders.

Plaid is a financial data aggregator that provides payment processing, identity verification, payment risk reduction, and onboarding solutions.

It verifies identities with document, selfie, phone, email, and device checks, screens against watchlists, and offers risk scoring for bank transfers to predict return risk and ownership mismatches, while also supporting account connection and KYC compliance through a single integration.

Headquarters

San Jose, California, United States
San Francisco, California, United States

Website

Pricing

Domestic personal transactions
From bank accounts$0 (if no currency conversion)
From cards3.4% + fixed fee based on currency
International personal transactions
From U.S. bank accounts$4.99
From U.S. cards$4.99 + 3.4% + fixed fee
Merchant fees
For receiving domestic transactions3.40% + fixed fee
For receiving international transactions4.40% + fixed fee
Free version ✔️Unlimited sandbox test API calls, 200 live API calls per product
ScaleCustom

Categories

Payments › Rank #1
Payments › Rank #51
Fraud Prevention › Rank #20

Popularity

Determined by the number of sites using each technology.

The PayPal payment service is 343 times more popular than Plaid.
Total websites

Market share

Payments

Popularity by country

Determined by the number of sites detected from each country.

PayPal is more popular than Plaid in all countries.
United States
Germany
United Kingdom
Australia
Italy
France
Netherlands
Canada
Spain
India

Awards

Popularity by domain category

Determined by the number of sites in each category.

PayPal is more popular than Plaid in all market segments.
Online Shopping
Marketing/Merchandising
Fashion/Beauty
Business
Internet Services
Blogs/Wiki
Entertainment
Sports
Education/Reference
Software/Hardware

Top sites

Top-ranked sites that use these technologies.

Name
Rank
View more ➝
Name
Rank
#12
#1,387
#2,851
View more ➝

See also

🗃️ About This Data