⚡ Payments in Germany

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Germany is a Central European country with a population of around 84 million people.

According to our data, payment services are detected on 5.6% of websites from Germany.

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in Germany in 2026, based on market share.

The most popular is PayPal, which dominates the market with an overwhelming 76.9% share.
It is followed by Mastercard with 16.7% and Visa with 15.7%.

PayPal 76.9%
Mastercard 16.7%
Visa 15.7%
Apple Pay 14.2%
Klarna 13.1%
Shop Pay 12.6%
Amazon Pay 10%
Stripe 9.1%
Google Pay 8.8%
American Express 5.3%
PayPal Enterprise Payments 3.7%
Mollie 2.5%
Worldline 2.2%
Wirecard 2%
Arcot 2%

🚀 Highlights

Here is a list of the top services that are more popular in Germany than worldwide.
Differences between global and country rankings are shown in parentheses.

2. Mastercard ^(-3)
3. Visa ^(-1)
4. Apple Pay ^(-5)
5. Klarna ^(-2)
7. Amazon Pay ^(-8)
12. Mollie ^(-13)
16. Payone ^(-45)
17. Adyen ^(-3)
18. Sofort ^(-29)
19. Bancontact ^(-5)

✨ Best Payment Services

Below is a more detailed list of the top 25 of the 93 payment services used on sites from Germany, ranked by their market share.

Rank	Name	Market share
1	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	76.9%
2	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	16.7%
3	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	15.7%
4	Apple Pay Cupertino, California, United States A mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices. Free	14.2%
5	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	13.1%
6	Shop Pay Ottawa, Ontario, Canada A Shopify-exclusive accelerated checkout and payment method that lets customers save their billing, shipping, and payment information to complete orders quickly on Shopify stores and in the Shop app. Free$$$	12.6%
7	Amazon Pay Seattle, Washington, United States Lets Amazon customers to pay on your website using the information already stored in their Amazon accounts. Free$0.30+	10%
8	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	9.1%
9	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	8.8%
10	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	5.3%
11	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	3.7%
12	Mollie Ansterdam, Netherlands A Netherlands-based payment platform for in-person payments, subscriptions, and financing.	2.5%
13	Worldline La Défense, France A European provider of payment and transaction services.	2.2%
14	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	2%
15	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	2%
16	Payone Frankfurt, Germany A German full-service provider for the processing of cashless payment transactions.	1.7%
17	Adyen Amsterdam, Netherlands A payment gateway, processor, and acquirer in one financial technology platform. $0.13+/transaction	1.6%
18	Sofort Stockholm, Sweden An online banking payment service from Germany, now part of Klarna.	1.5%
19	Bancontact Brussels, Belgium A Belgium-based real-time online bank transfer payment method.	1.5%
20	PaysafeCard London, United Kingdom A prepaid code payment method that allows you to pay online with cash without a bank account or registration. £3+/month	0.8%
21	Wero Brussels, Belgium A European GDPR-compliant mobile payment system operating in Germany, Belgium, Luxembourg, and the Netherlands, designed for instant account-based payments across borders. Free	0.7%
22	Authorize.net San Francisco, California, United States A payment gateway that facilitates the submission and routing of credit card and electronic check payment transactions to the processing networks on behalf of its client merchants. $25+/month	0.7%
23	Recharge Santa Monica, California, United States A subscription payment solution with Shopify and BigCommerce integration and powerful APIs. $99+/month	0.7%
24	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	0.7%
25	Neteller London, United Kingdom A global payments platform and digital wallet used to transfer money to and from merchants, such as forex trading brokers, social networks, and gambling websites.	0.7%

👉 See Also

🌎 Payments in other countries

Data is based on the analysis of 225,538 websites from Germany.
Statistics were last calculated on March 21, 2026.
For details, see our methodology and disclaimer.