⚡ Payments in Montenegro

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Montenegro is a Southeastern European country with a population of around 620 thousand people.

According to our data, payment services are detected on 5.9% of websites from Montenegro.

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in Montenegro in 2026, based on market share.

The most popular is Mastercard with an impressive share of 63%, followed by Visa with 44.4% and PayPal with 29.6%.

Mastercard 63%
Visa 44.4%
PayPal 29.6%
PayPal Enterprise Payments 18.5%
Stripe 14.8%
Google Pay 14.8%
Arcot 11.1%
Worldline 11.1%
Wirecard 11.1%
American Express 7.4%
Link 3.7%
Klarna 3.7%
Discover 3.7%
WebMoney 3.7%

🚀 Highlights

Here is a list of the top services that are more popular in Montenegro than worldwide.
Differences between global and country rankings are shown in parentheses.

1. Mastercard ^(-4)
2. Visa ^(-2)
4. PayPal Enterprise Payments ^(-6)
7. Arcot ^(-6)
8. Worldline ^(-3)
9. Wirecard ^(-5)
11. Link ^(-11)
13. Discover ^(-3)
14. WebMoney ^(-16)

✨ Best Payment Services

Below is a more detailed list of 14 payment services used on sites from Montenegro, ranked by their market share.

Rank	Name	Market share
1	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	63%
2	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	44.4%
3	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	29.6%
4	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	18.5%
5	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	14.8%
6	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	14.8%
7	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	11.1%
8	Worldline La Défense, France A European provider of payment and transaction services.	11.1%
9	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	11.1%
10	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	7.4%
11	Link San Francisco, California, United States A one-click checkout feature from Stripe that allows shoppers to securely save and reuse their payment and shipping information across participating online merchants. $$$	3.7%
12	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	3.7%
13	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	3.7%
14	WebMoney Moscow, Russia A Russian online payment system.	3.7%

👉 See Also

🌎 Payments in other countries

Data is based on the analysis of 460 websites from Montenegro.
Statistics were last calculated on March 21, 2026.
For details, see our methodology and disclaimer.