⚡ Payments in Poland

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Poland is a Central European country with a population of around 38 million people.

According to our data, payment services are detected on 3.3% of websites from Poland.

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in Poland in 2026, based on market share.

The most popular is PayPal with an impressive share of 46.6%, followed by Mastercard with 23.2% and Visa with 22.8%.

PayPal 46.6%
Mastercard 23.2%
Visa 22.8%
PayU 17.7%
Google Pay 14.4%
Przelewy24 12.3%
Stripe 10.7%
PayPal Enterprise Payments 8.4%
Apple Pay 7.9%
Klarna 7.5%
eRaty.pl 5.2%
Worldline 4.1%
Arcot 4.1%
Wirecard 4.1%
PayPo 3%

🚀 Highlights

Here is a list of the top services that are more popular in Poland than worldwide.
Differences between global and country rankings are shown in parentheses.

2. Mastercard ^(-3)
3. Visa ^(-1)
4. PayU ^(-30)
5. Google Pay ^(-1)
6. Przelewy24 ^(-48)
8. PayPal Enterprise Payments ^(-2)
11. eRaty.pl ^(-73)
15. PayPo ^(-91)
18. Autopay ^(-102)
19. Adyen ^(-1)

✨ Best Payment Services

Below is a more detailed list of the top 25 of the 58 payment services used on sites from Poland, ranked by their market share.

Rank	Name	Market share
1	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	46.6%
2	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	23.2%
3	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	22.8%
4	PayU Poznań, Poland A global online payment service provider operating in over 50 countries.	17.7%
5	Google Pay Mountain View, California, United States A mobile payment service developed by Google that allows users to make payments using Android phones, tablets, or watches. Free	14.4%
6	Przelewy24 Poznań, Poland A Poland-based payment method aggregator that allows customers to complete transactions online using bank transfers and other methods.	12.3%
7	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	10.7%
8	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	8.4%
9	Apple Pay Cupertino, California, United States A mobile payment service by Apple that is supported on iPhone, Apple Watch, iPad, Mac, and Vision Pro. Free	7.9%
10	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	7.5%
11	eRaty.pl Wrocław, Poland A Polish online payment service provided by Santander Consumer Bank that allows customers to purchase goods and services in installments.	5.2%
12	Worldline La Défense, France A European provider of payment and transaction services.	4.1%
13	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	4.1%
14	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	4.1%
15	PayPo Warsaw, Poland A Polish "buy now pay later" payment service.	3%
16	Shop Pay Ottawa, Ontario, Canada A one-tap checkout and payment method developed by Shopify. Free$$$	2.5%
17	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	1.8%
18	Autopay Sopot, Pomorskie, Poland A Polish payment platform offering payment solutions for businesses.	1.8%
19	Adyen Amsterdam, Netherlands A payment gateway, processor, and acquirer in one financial technology platform. $0.13+/transaction	1.7%
20	Authorize.net San Francisco, California, United States A payment gateway that facilitates the submission and routing of credit card and electronic check payment transactions to the processing networks on behalf of its client merchants. $25+/month	1.4%
21	Amazon Pay Seattle, Washington, United States Lets Amazon customers to pay on your website using the information already stored in their Amazon accounts. Free$0.30+	1.1%
22	Skrill London, United Kingdom A digital wallet that offers you the safety and convenience of paying online just with your email address and password. Free$5.50+	1%
23	Mollie Ansterdam, Netherlands A Netherlands-based payment platform for in-person payments, subscriptions, and financing.	1%
24	Revolut London, United Kingdom A digital financial platform that offers personal and business accounts, multi-currency spending, debit cards, international transfers, and investment options.	1%
25	PaysafeCard London, United Kingdom A prepaid code payment method that allows you to pay online with cash without a bank account or registration. £3+/month	0.8%

👉 See Also

🌎 Payments in other countries

Data is based on the analysis of 50,870 websites from Poland.
Statistics were last calculated on February 4, 2026.
For details, see our methodology and disclaimer.