⚡ Payments in Sweden

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Sweden is a Northern European country with a population of over 10.5 million people.

According to our data, payment services are detected on 5.6% of websites from Sweden.

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in Sweden in 2026, based on market share.

The most popular is Klarna with an impressive share of 40.3%, followed by PayPal with 37.3% and Mastercard with 22.3%.

Klarna 40.3%
PayPal 37.3%
Mastercard 22.3%
Visa 21.3%
Shop Pay 12.8%
Stripe 11.1%
American Express 8.4%
Google Pay 6.5%
Apple Pay 5.9%
PayPal Enterprise Payments 5.2%
Discover 5.2%
Adyen 4.5%
Worldline 4.2%
Trustly 2.7%
Arcot 2.6%

🚀 Highlights

Here is a list of the top services that are more popular in Sweden than worldwide.
Differences between global and country rankings are shown in parentheses.

1. Klarna ^(-6)
3. Mastercard ^(-2)
7. American Express ^(-1)
11. Discover ^(-5)
12. Adyen ^(-8)
14. Trustly ^(-40)
19. Bancontact ^(-5)
20. Mollie ^(-5)
22. Skrill ^(-7)
23. Wero ^(-25)

✨ Best Payment Services

Below is a more detailed list of the top 25 of the 55 payment services used on sites from Sweden, ranked by their market share.

Rank	Name	Market share
1	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	40.3%
2	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	37.3%
3	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	22.3%
4	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	21.3%
5	Shop Pay Ottawa, Ontario, Canada A Shopify-exclusive accelerated checkout and payment method that lets customers save their billing, shipping, and payment information to complete orders quickly on Shopify stores and in the Shop app. Free$$$	12.8%
6	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	11.1%
7	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	8.4%
8	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	6.5%
9	Apple Pay Cupertino, California, United States A mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices. Free	5.9%
10	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	5.2%
11	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	5.2%
12	Adyen Amsterdam, Netherlands A payment gateway, processor, and acquirer in one financial technology platform. $0.13+/transaction	4.5%
13	Worldline La Défense, France A European provider of payment and transaction services.	4.2%
14	Trustly Stockholm, Sweden A digital payment service that allows users to make payments directly from their bank account without registration. $$$	2.7%
15	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	2.6%
16	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	2.4%
17	Authorize.net San Francisco, California, United States A payment gateway that facilitates the submission and routing of credit card and electronic check payment transactions to the processing networks on behalf of its client merchants. $25+/month	1.7%
18	Amazon Pay Seattle, Washington, United States Lets Amazon customers to pay on your website using the information already stored in their Amazon accounts. Free$0.30+	1.6%
19	Bancontact Brussels, Belgium A Belgium-based real-time online bank transfer payment method.	0.6%
20	Mollie Ansterdam, Netherlands A Netherlands-based payment platform for in-person payments, subscriptions, and financing.	0.5%
21	Square Oakland, California, United States A payment processor that enables businesses to accept cards from customers to pay for goods and services. Free$49+/month	0.5%
22	Skrill London, United Kingdom A digital wallet that offers you the safety and convenience of paying online just with your email address and password. Free$5.50+	0.4%
23	Wero Brussels, Belgium A European GDPR-compliant mobile payment system operating in Germany, Belgium, Luxembourg, and the Netherlands, designed for instant account-based payments across borders. Free	0.4%
24	Link San Francisco, California, United States A one-click checkout feature from Stripe that allows shoppers to securely save and reuse their payment and shipping information across participating online merchants. $$$	0.4%
25	Neteller London, United Kingdom A global payments platform and digital wallet used to transfer money to and from merchants, such as forex trading brokers, social networks, and gambling websites.	0.4%

👉 See Also

🌎 Payments in other countries

Data is based on the analysis of 29,951 websites from Sweden.
Statistics were last calculated on March 21, 2026.
For details, see our methodology and disclaimer.