🆚 Afterpay vs. Klarna

Compare technologies based on real-world usage data *

📈 Klarna is three times more popular than Afterpay.
🌎 Klarna is more popular in the United Kingdom, Germany, and the United States.
🌍 Afterpay is more popular in Australia, New Zealand, and Laos.

Afterpay

Klarna

Type

Payment service

About

Afterpay is a buy-now-pay-later (BNPL) payment service that lets shoppers split purchases into installment plans at checkout both online and in stores without interest if payments are made on time.

It offers "Pay in 4" plans generally over six weeks with automatic debit from a linked card, optional longer monthly plans for larger purchases, instant approval decisions without traditional credit checks, and app-based payment management with reminders.

Klarna is a Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases.

It enables users to pay in four interest-free installments every two weeks, pay in full within 30 days, or choose longer-term financing for up to 24 months with interest rates starting at 0%.

Headquarters

Melbourne, Victoria, Australia

Stockholm, Sweden

Website

afterpay.com #5,536

klarna.com #497

Pricing

Transaction fees4-6% + $0.30

Transaction fees3.29-5.99% + $0.30

Popularity

Determined by the number of sites using each technology.

The Klarna payment service is 3 times more popular than Afterpay.

Total websites

Market share

Payments

Popularity by country

Determined by the number of sites detected from each country.

Klarna is more popular in the United Kingdom, Germany, and the United States, while Afterpay is more popular in Australia, New Zealand, and Laos.

United Kingdom

Germany

United States

Australia

Netherlands

Sweden

Italy

Spain

Norway

New Zealand