⚡ Payments in Estonia

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Estonia is a Northern European country with a population of around 1.3 million people.

According to our data, payment services are detected on 3.7% of websites from Estonia.

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in Estonia in 2026, based on market share.

The most popular is PayPal with an impressive share of 48.7%, followed by Mastercard with 31% and Visa with 27.3%.

PayPal 48.7%
Mastercard 31%
Visa 27.3%
Stripe 16.6%
Google Pay 13.9%
PayPal Enterprise Payments 10.7%
Klarna 9.1%
Apple Pay 8%
Wirecard 5.9%
Worldline 5.9%
Arcot 5.9%
Skrill 4.3%
Shop Pay 3.7%
Revolut 3.7%
American Express 3.2%

🚀 Highlights

Here is a list of the top services that are more popular in Estonia than worldwide.
Differences between global and country rankings are shown in parentheses.

2. Mastercard ^(-3)
3. Visa ^(-1)
5. Google Pay ^(-1)
6. PayPal Enterprise Payments ^(-4)
8. Apple Pay ^(-1)
9. Wirecard ^(-5)
10. Worldline ^(-1)
11. Arcot ^(-2)
12. Skrill ^(-17)
14. Revolut ^(-26)

✨ Best Payment Services

Below is a more detailed list of the top 25 of the 44 payment services used on sites from Estonia, ranked by their market share.

Rank	Name	Market share
1	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	48.7%
2	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	31%
3	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	27.3%
4	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	16.6%
5	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	13.9%
6	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	10.7%
7	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	9.1%
8	Apple Pay Cupertino, California, United States A mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices. Free	8%
9	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	5.9%
10	Worldline La Défense, France A European provider of payment and transaction services.	5.9%
11	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	5.9%
12	Skrill London, United Kingdom A digital wallet that offers you the safety and convenience of paying online just with your email address and password. Free$5.50+	4.3%
13	Shop Pay Ottawa, Ontario, Canada A Shopify-exclusive accelerated checkout and payment method that lets customers save their billing, shipping, and payment information to complete orders quickly on Shopify stores and in the Shop app. Free$$$	3.7%
14	Revolut London, United Kingdom A digital financial platform that offers personal and business accounts, multi-currency spending, debit cards, international transfers, and investment options.	3.7%
15	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	3.2%
16	Trustly Stockholm, Sweden A digital payment service that allows users to make payments directly from their bank account without registration. $$$	3.2%
17	Neteller London, United Kingdom A global payments platform and digital wallet used to transfer money to and from merchants, such as forex trading brokers, social networks, and gambling websites.	3.2%
18	WebMoney Moscow, Russia A Russian online payment system.	2.7%
19	ecoPayz Kutaisi, Georgia A global payment solutions provider offering instant payment services to customers and businesses across the globe.	2.1%
20	Authorize.net San Francisco, California, United States A payment gateway that facilitates the submission and routing of credit card and electronic check payment transactions to the processing networks on behalf of its client merchants. $25+/month	2.1%
21	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	2.1%
22	Adyen Amsterdam, Netherlands A payment gateway, processor, and acquirer in one financial technology platform. $0.13+/transaction	1.6%
23	Paddle London, United Kingdom A software-as-a-service commerce platform that provides payments, tax compliance and subscription infrastructure for software companies. $$$	1.6%
24	Bancontact Brussels, Belgium A Belgium-based real-time online bank transfer payment method.	1.6%
25	PaysafeCard London, United Kingdom A prepaid code payment method that allows you to pay online with cash without a bank account or registration. £3+/month	1.6%

👉 See Also

🌎 Payments in other countries

Data is based on the analysis of 5,049 websites from Estonia.
Statistics were last calculated on March 21, 2026.
For details, see our methodology and disclaimer.