⚡ Payments in Finland

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Finland is a Northern European country with a population of around 5.6 million people.

According to our data, payment services are detected on 3.8% of websites from Finland.

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in Finland in 2026, based on market share.

The most popular is PayPal with an impressive share of 47.9%, followed by Klarna with 26.4% and Mastercard with 17.8%.

PayPal 47.9%
Klarna 26.4%
Mastercard 17.8%
Visa 16.9%
Shop Pay 15.5%
Stripe 14.2%
Apple Pay 11.8%
Google Pay 9%
PayPal Enterprise Payments 7.2%
American Express 6.3%
Worldline 3.7%
Arcot 3.6%
Wirecard 3.4%
Adyen 3.2%
Trustly 2.9%

🚀 Highlights

Here is a list of the top services that are more popular in Finland than worldwide.
Differences between global and country rankings are shown in parentheses.

2. Klarna ^(-5)
3. Mastercard ^(-2)
7. Apple Pay ^(-2)
9. PayPal Enterprise Payments ^(-1)
12. Arcot ^(-1)
13. Wirecard ^(-1)
14. Adyen ^(-6)
15. Trustly ^(-39)
16. PayPro Global ^(-74)
18. Link ^(-4)

✨ Best Payment Services

Below is a more detailed list of the top 25 of the 57 payment services used on sites from Finland, ranked by their market share.

Rank	Name	Market share
1	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	47.9%
2	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	26.4%
3	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	17.8%
4	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	16.9%
5	Shop Pay Ottawa, Ontario, Canada A Shopify-exclusive accelerated checkout and payment method that lets customers save their billing, shipping, and payment information to complete orders quickly on Shopify stores and in the Shop app. Free$$$	15.5%
6	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	14.2%
7	Apple Pay Cupertino, California, United States A mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices. Free	11.8%
8	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	9%
9	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	7.2%
10	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	6.3%
11	Worldline La Défense, France A European provider of payment and transaction services.	3.7%
12	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	3.6%
13	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	3.4%
14	Adyen Amsterdam, Netherlands A payment gateway, processor, and acquirer in one financial technology platform. $0.13+/transaction	3.2%
15	Trustly Stockholm, Sweden A digital payment service that allows users to make payments directly from their bank account without registration. $$$	2.9%
16	PayPro Global Toronto, Ontario, Canada A platform for digital goods sellers offering online payment processing, invoicing, tax compliance, and subscription management. $$$	1.9%
17	Amazon Pay Seattle, Washington, United States Lets Amazon customers to pay on your website using the information already stored in their Amazon accounts. Free$0.30+	1.7%
18	Link San Francisco, California, United States A one-click checkout feature from Stripe that allows shoppers to securely save and reuse their payment and shipping information across participating online merchants. $$$	1.6%
19	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	1.4%
20	Authorize.net San Francisco, California, United States A payment gateway that facilitates the submission and routing of credit card and electronic check payment transactions to the processing networks on behalf of its client merchants. $25+/month	1.3%
21	PaysafeCard London, United Kingdom A prepaid code payment method that allows you to pay online with cash without a bank account or registration. £3+/month	0.9%
22	Paddle London, United Kingdom A software-as-a-service commerce platform that provides payments, tax compliance and subscription infrastructure for software companies. $$$	0.9%
23	Skrill London, United Kingdom A digital wallet that offers you the safety and convenience of paying online just with your email address and password. Free$5.50+	0.7%
24	Mollie Ansterdam, Netherlands A Netherlands-based payment platform for in-person payments, subscriptions, and financing.	0.7%
25	Chargebee North Bethesda, Maryland, United States A subscription management platform that handles recurring billing and invoicing. Free$$$	0.7%

👉 See Also

🌎 Payments in other countries

Data is based on the analysis of 18,371 websites from Finland.
Statistics were last calculated on March 21, 2026.
For details, see our methodology and disclaimer.