⚡ Payments in Kenya

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Kenya is an East African country with a population of over 55 million people.

According to our data, payment services are detected on 4.3% of websites from Kenya.

Statistics based on 2K+ analyzed websites. About this data

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in Kenya in 2026, based on market share.

The most popular is PayPal, which dominates the market with a substantial 60.4% share.
It is followed by Mastercard with 27.1% and Visa with 20.8%.

PayPal 60.4%
Mastercard 27.1%
Visa 20.8%
Stripe 12.5%
American Express 6.3%
Klarna 4.2%
PayPal Enterprise Payments 3.1%
Discover 3.1%
Google Pay 2.1%
Shop Pay 2.1%
Wise 2.1%
Apple Pay 1%
Gumroad 1%
Payeer 1%
Razorpay 1%

🚀 Highlights

Here is a list of the top services that are more popular in Kenya than worldwide.
Differences between global and country rankings are shown in parentheses.

2. Mastercard ^(-3)
3. Visa ^(-1)
5. American Express ^(-3)
6. Klarna ^(-1)
7. PayPal Enterprise Payments ^(-3)
8. Discover ^(-8)
11. Wise ^(-53)
13. Gumroad ^(-14)
14. Payeer ^(-67)
15. Razorpay ^(-11)

✨ Best Payment Services

Below is a more detailed list of 23 payment services used on sites from Kenya, ranked by their market share.

Rank	Name	Market share
1	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	60.4%
2	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	27.1%
3	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	20.8%
4	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	12.5%
5	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	6.3%
6	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	4.2%
7	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	3.1%
8	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	3.1%
9	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	2.1%
10	Shop Pay Ottawa, Ontario, Canada A Shopify-exclusive accelerated checkout and payment method that lets customers save their billing, shipping, and payment information to complete orders quickly on Shopify stores and in the Shop app. Free$$$	2.1%
11	Wise London, United Kingdom A money services business provider that specializes in international payments, currency conversion, and multi-currency account services for individuals and businesses, using exchange rates based on the mid-market rate and clearly disclosed fees.	2.1%
12	Apple Pay Cupertino, California, United States A mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices. Free	1%
13	Gumroad San Francisco, California, United States An e-commerce platform serving as a merchant of record that enables creators and digital entrepreneurs to sell digital products, memberships, and other goods directly to their audience. $$$	1%
14	Payeer Asuncion, Paraguay A digital payment platform and e-wallet that enables users to make online transactions and manage both fiat and cryptocurrency funds. Free$$$	1%
15	Razorpay Bengaluru, India A full-stack payment solution that allows businesses to collect payments, automate payouts and take control of their cash flow. $$$	1%
16	WebMoney Moscow, Russia A Russian online payment system.	1%
17	Skrill London, United Kingdom A digital wallet that offers you the safety and convenience of paying online just with your email address and password. Free$5.50+	1%
18	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	1%
19	Worldline La Défense, France A European provider of payment and transaction services.	1%
20	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	1%
21	CyberSource San Francisco, California, United States A UK-based global payment platform that provides secure payment solutions for businesses and is currently owned by Visa.	1%
22	Link San Francisco, California, United States A one-click checkout feature from Stripe that allows shoppers to securely save and reuse their payment and shipping information across participating online merchants. $$$	1%
23	Tabby Dubai, United Arab Emirates A buy-now-pay-later platform prominent across Saudi Arabia and the Middle East.	1%

👉 See Also

🌎 Payments in other countries

🗃️ About This Data

We evaluate the popularity of technologies based on the number of websites where we detect their usage.
Technologies without a detectable web footprint, and those we do not track, are not reflected in the calculated market share.
This report is based on the analysis of 2,219 websites from Kenya.
We currently track the presence of 136 payment services across the web.
Of these, 23 were detected on websites from Kenya.
Statistics were last calculated on May 5, 2026.
For more details, see our methodology and disclaimer.