⚡ Online Payment Services in Kenya

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Kenya is an East African country with a population of over 55 million people.

According to our data, online payment services are detected on 4.4% of websites from Kenya.

Statistics based on 2K+ analyzed websites. About this data

⭐ Most Popular in 2026

The following chart shows the top online payment services on websites in Kenya in 2026, based on market share.

The most popular is PayPal, which dominates the market with a substantial 61.5% share.
It is followed by Mastercard with 22.1% and Visa with 18.9%.

PayPal 61.5%
Mastercard 22.1%
Visa 18.9%
Stripe 10.7%
Apple Pay 6.6%
American Express 5.7%
Google Pay 3.3%
Klarna 2.5%
PayPal Enterprise Payments 2.5%
Discover 2.5%
Gumroad 1.6%
Payeer 1.6%
Wise 1.6%
WebMoney 1.6%
CyberSource 1.6%

🚀 Highlights

Here is a list of the top services that are more popular in Kenya than worldwide.
Differences between global and country rankings are shown in parentheses.

2. Mastercard ^(-4)
3. Visa ^(-2)
6. American Express ^(-2)
8. Klarna ^(-1)
9. PayPal Enterprise Payments ^(-1)
10. Discover ^(-3)
11. Gumroad ^(-18)
12. Payeer ^(-67)
13. Wise ^(-50)
14. WebMoney ^(-19)

✨ Best Online Payment Services

Below is a more detailed list of 23 online payment services used on sites from Kenya, ranked by their market share.

Rank	Name	Market share
1	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	61.5%
2	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	22.1%
3	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	18.9%
4	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	10.7%
5	Apple Pay Cupertino, California, United States A mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices. Free	6.6%
6	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	5.7%
7	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	3.3%
8	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	2.5%
9	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	2.5%
10	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	2.5%
11	Gumroad San Francisco, California, United States An e-commerce platform serving as a merchant of record that enables creators and digital entrepreneurs to sell digital products, memberships, and other goods directly to their audience. $$$	1.6%
12	Payeer Asuncion, Paraguay A digital payment platform and e-wallet that enables users to make online transactions and manage both fiat and cryptocurrency funds. Free$$$	1.6%
13	Wise London, United Kingdom A money services business provider that specializes in international payments, currency conversion, and multi-currency account services for individuals and businesses, using exchange rates based on the mid-market rate and clearly disclosed fees.	1.6%
14	WebMoney Moscow, Russia A Russian online payment system and one of the earliest electronic money platforms, launched in 1998 for internet payments in multiple currencies.	1.6%
15	CyberSource San Francisco, California, United States A UK-based global payment platform that provides secure payment solutions for businesses and is currently owned by Visa.	1.6%
16	Wirecard Aschheim, Bavaria, Germany An insolvent German payment processor and financial services provider whose executives have been arrested. Legacy	1.6%
17	Worldline La Défense, France A European payment services provider that processes transactions for merchants, financial institutions, and software platforms.	1.6%
18	Arcot Palo Alto, United States A payment authentication network that enables card issuers, merchants, and payment processors to authenticate cardholder identity during online payments.	1.6%
19	Shop Pay Ottawa, Ontario, Canada A Shopify-exclusive accelerated checkout and payment method that lets customers save their billing, shipping, and payment information to complete orders quickly on Shopify stores and in the Shop app. Free$$$	1.6%
20	Skrill London, United Kingdom A digital wallet and online payment service that lets users pay online and transfer money using just an email address and password. Free$5.50+	0.8%
21	Paddle London, United Kingdom A software-as-a-service commerce platform that provides payments, tax compliance and subscription infrastructure for software companies. $$$	0.8%
22	ecoPayz Kutaisi, Georgia A global payment solutions provider offering instant payment services to customers and businesses across the globe.	0.8%
23	Tabby Dubai, United Arab Emirates A buy-now-pay-later platform prominent across Saudi Arabia and the Middle East.	0.8%

👉 See Also

🌎 Online Payments in other countries

🗃️ About This Data

We evaluate the popularity of technologies based on the number of websites where we detect their usage.
Technologies without a detectable web footprint, and those we do not track, are not reflected in the calculated market share.
This report is based on the analysis of 2,787 websites from Kenya.
We currently track the presence of 138 online payment services across the web.
Of these, 23 were detected on websites from Kenya.
Statistics were last calculated on November 2, 2026.
For more details, see our methodology and disclaimer.