⚡ Payments in New Zealand

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

New Zealand is an Oceanian country with a population of over 5.1 million people.

According to our data, payment services are detected on 8.9% of websites from New Zealand.

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in New Zealand in 2026, based on market share.

The most popular is PayPal with an impressive share of 46.1%, followed by Shop Pay with 41.9% and Afterpay with 19.8%.

PayPal 46.1%
Shop Pay 41.9%
Afterpay 19.8%
Stripe 17.3%
Visa 12.2%
Mastercard 11.3%
American Express 6.1%
Zip 6%
Apple Pay 5.1%
Laybuy 4.1%
Google Pay 4%
Klarna 3.4%
Square 3.1%
PayPal Enterprise Payments 3%
Alipay 2.3%

🚀 Highlights

Here is a list of the top services that are more popular in New Zealand than worldwide.
Differences between global and country rankings are shown in parentheses.

3. Afterpay ^(-14)
7. American Express ^(-1)
8. Zip ^(-24)
10. Laybuy ^(-76)
13. Square ^(-8)
15. Alipay ^(-30)
23. Skrill ^(-6)
24. Neteller ^(-11)
25. Clearpay ^(-32)

✨ Best Payment Services

Below is a more detailed list of the top 25 of the 54 payment services used on sites from New Zealand, ranked by their market share.

Rank	Name	Market share
1	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	46.1%
2	Shop Pay Ottawa, Ontario, Canada A Shopify-exclusive accelerated checkout and payment method that lets customers save their billing, shipping, and payment information to complete orders quickly on Shopify stores and in the Shop app. Free$$$	41.9%
3	Afterpay Melbourne, Victoria, Australia A buy-now-pay-later payment service that lets shoppers split purchases into installment plans at checkout both online and in stores without interest if payments are made on time. $$$	19.8%
4	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	17.3%
5	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	12.2%
6	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	11.3%
7	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	6.1%
8	Zip Sydney, Australia A "buy now, pay later" payment service that operates in Australia, New Zealand, and the United States.	6%
9	Apple Pay Cupertino, California, United States A mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices. Free	5.1%
10	Laybuy Auckland, New Zealand A New Zealand-based Buy Now, Pay Later provider.	4.1%
11	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	4%
12	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	3.4%
13	Square Oakland, California, United States A payment processor that enables businesses to accept cards from customers to pay for goods and services. Free$49+/month	3.1%
14	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	3%
15	Alipay Hangzhou, China A Chinese mobile payment app and digital wallet from used to make cashless payments.	2.3%
16	Authorize.net San Francisco, California, United States A payment gateway that facilitates the submission and routing of credit card and electronic check payment transactions to the processing networks on behalf of its client merchants. $25+/month	1.9%
17	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	1.8%
18	Recharge Santa Monica, California, United States A subscription payment solution with Shopify and BigCommerce integration and powerful APIs. $99+/month	1.8%
19	Worldline La Défense, France A European provider of payment and transaction services.	1.5%
20	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	1.4%
21	Adyen Amsterdam, Netherlands A payment gateway, processor, and acquirer in one financial technology platform. $0.13+/transaction	1.3%
22	Amazon Pay Seattle, Washington, United States Lets Amazon customers to pay on your website using the information already stored in their Amazon accounts. Free$0.30+	0.8%
23	Skrill London, United Kingdom A digital wallet that offers you the safety and convenience of paying online just with your email address and password. Free$5.50+	0.7%
24	Neteller London, United Kingdom A global payments platform and digital wallet used to transfer money to and from merchants, such as forex trading brokers, social networks, and gambling websites.	0.7%
25	Clearpay Melbourne, Victoria, Australia A payment service that lends customers a fixed amount of credit to make purchases instantly and then pay for them in 4 automatic, interest-free installments.	0.6%

👉 See Also

🌎 Payments in other countries
- Canada
- United Kingdom

Data is based on the analysis of 13,907 websites from New Zealand.
Statistics were last calculated on March 21, 2026.
For details, see our methodology and disclaimer.