⚡ Payments in Panama

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Panama is a Central American country with a population of over 4.5 million people.

According to our data, payment services are detected on 4.4% of websites from Panama.

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in Panama in 2026, based on market share.

The most popular is PayPal, which dominates the market with a substantial 70.5% share.
It is followed by Google Pay with 29.5% and Visa with 27.3%.

PayPal 70.5%
Google Pay 29.5%
Visa 27.3%
Arcot 25%
Wirecard 22.7%
Worldline 22.7%
PayPal Enterprise Payments 22.7%
Mastercard 22.7%
Stripe 18.2%
CyberSource 15.9%
Klarna 13.6%
Mercado Pago 9.1%
Discover 4.5%
American Express 4.5%
Adyen 4.5%

🚀 Highlights

Here is a list of the top services that are more popular in Panama than worldwide.
Differences between global and country rankings are shown in parentheses.

2. Google Pay ^(-4)
3. Visa ^(-1)
4. Arcot ^(-9)
5. Wirecard ^(-9)
6. Worldline ^(-5)
7. PayPal Enterprise Payments ^(-3)
10. CyberSource ^(-32)
12. Mercado Pago ^(-7)
13. Discover ^(-3)
15. Adyen ^(-5)

✨ Best Payment Services

Below is a more detailed list of 22 payment services used on sites from Panama, ranked by their market share.

Rank	Name	Market share
1	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	70.5%
2	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	29.5%
3	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	27.3%
4	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	25%
5	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	22.7%
6	Worldline La Défense, France A European provider of payment and transaction services.	22.7%
7	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	22.7%
8	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	22.7%
9	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	18.2%
10	CyberSource San Francisco, California, United States A UK-based global payment platform that provides secure payment solutions for businesses and is currently owned by Visa.	15.9%
11	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	13.6%
12	Mercado Pago Montevideo, Uruguay A Latin American digital payment platform developed by Mercado Libre that provides payment processing, digital wallet services, and checkout infrastructure for online stores, mobile apps, and physical merchants.	9.1%
13	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	4.5%
14	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	4.5%
15	Adyen Amsterdam, Netherlands A payment gateway, processor, and acquirer in one financial technology platform. $0.13+/transaction	4.5%
16	Fiserv Milwaukee, Wisconsin, United States A consolidated payments processing platform that lets financial institutions and businesses handle transactions across multiple payment types, schemes and channels on a real-time, centralised system. $$$	2.3%
17	Neteller London, United Kingdom A global payments platform and digital wallet used to transfer money to and from merchants, such as forex trading brokers, social networks, and gambling websites.	2.3%
18	Apple Pay Cupertino, California, United States A mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices. Free	2.3%
19	Alipay Hangzhou, China A Chinese mobile payment app and digital wallet from used to make cashless payments.	2.3%
20	Skrill London, United Kingdom A digital wallet that offers you the safety and convenience of paying online just with your email address and password. Free$5.50+	2.3%
21	Affirm San Francisco, California, United States A Buy Now, Pay Later financial services platform that lets consumers split online and in-store purchases into scheduled installments. $$$	2.3%
22	NMI Schaumburg, Illinois, United States A global embedded payments platform and payment gateway.	2.3%

👉 See Also

🌎 Payments in other countries

Data is based on the analysis of 1,009 websites from Panama.
Statistics were last calculated on March 21, 2026.
For details, see our methodology and disclaimer.