⚡ Payments in Uruguay

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Uruguay is a South American country with a population of over 3.4 million people.

According to our data, payment services are detected on 8.5% of websites from Uruguay.

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in Uruguay in 2026, based on market share.

The most popular is Visa, which dominates the market with a substantial 60.6% share.
It is followed by Mercado Pago with 28.8% and American Express with 26.5%.

Visa 60.6%
Mercado Pago 28.8%
American Express 26.5%
PayPal 15.9%
Mastercard 9.8%
Google Pay 5.3%
PayPal Enterprise Payments 4.5%
Klarna 3.8%
Arcot 3.8%
Worldline 3.8%
Wirecard 3.8%
Affirm 0.8%
Shop Pay 0.8%
Afterpay 0.8%
CyberSource 0.8%

🚀 Highlights

Here is a list of the top services that are more popular in Uruguay than worldwide.
Differences between global and country rankings are shown in parentheses.

1. Visa ^(-3)
2. Mercado Pago ^(-17)
3. American Express ^(-5)
7. PayPal Enterprise Payments ^(-3)
9. Arcot ^(-4)
10. Worldline ^(-2)
11. Wirecard ^(-3)
12. Affirm ^(-11)
14. Afterpay ^(-3)
15. CyberSource ^(-24)

✨ Best Payment Services

Below is a more detailed list of 18 payment services used on sites from Uruguay, ranked by their market share.

Rank	Name	Market share
1	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	60.6%
2	Mercado Pago Montevideo, Uruguay A Latin American digital payment platform from Mercado Libre.	28.8%
3	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	26.5%
4	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	15.9%
5	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	9.8%
6	Google Pay Mountain View, California, United States A mobile payment service developed by Google that allows users to make payments using Android phones, tablets, or watches. Free	5.3%
7	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	4.5%
8	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	3.8%
9	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	3.8%
10	Worldline La Défense, France A European provider of payment and transaction services.	3.8%
11	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	3.8%
12	Affirm San Francisco, California, United States A Buy Now, Pay Later financial services tool that allows consumers to purchase goods and services with full transparency and with no hidden fees. $$$	0.8%
13	Shop Pay Ottawa, Ontario, Canada A one-tap checkout and payment method developed by Shopify. Free$$$	0.8%
14	Afterpay Melbourne, Victoria, Australia A buy-now-pay-later payment service that lets shoppers split purchases into installment plans at checkout both online and in stores without interest if payments are made on time. $$$	0.8%
15	CyberSource San Francisco, California, United States A UK-based global payment platform that provides secure payment solutions for businesses and is currently owned by Visa.	0.8%
16	Authorize.net San Francisco, California, United States A payment gateway that facilitates the submission and routing of credit card and electronic check payment transactions to the processing networks on behalf of its client merchants. $25+/month	0.8%
17	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	0.8%
18	Square Oakland, California, United States A payment processor that enables businesses to accept cards from customers to pay for goods and services. Free$49+/month	0.8%

👉 See Also

🌎 Payments in other countries

Data is based on the analysis of 1,552 websites from Uruguay.
Statistics were last calculated on February 3, 2026.
For details, see our methodology and disclaimer.