🆚 Klarna vs. PayPal Enterprise Payments

Type

Payment service
Payment service

About

Klarna is a Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases.

It enables users to pay in four interest-free installments every two weeks, pay in full within 30 days, or choose longer-term financing for up to 24 months with interest rates starting at 0%.

PayPal Enterprise Payments, formerly known as Braintree, is a full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites.

It supports credit and debit cards, digital wallets like PayPal, Apple Pay, and Google Pay, recurring billing for subscriptions, global payments in more than 130 currencies, and built-in fraud protection tools and PCI compliance features.

Headquarters

Stockholm, Sweden
San Jose, California, United States

Website

Pricing

Transaction fees3.29-5.99% + $0.30
Payment processing, US accounts, per transaction
Cards and third-party digital wallets2.89% + 0.29 USD
Non-USD currency+1%
Cards outside the US+1%
Chargeback$15
Payment processing, EU accounts, per transaction
Cards and third-party digital wallets1.9% + 0.30 EUR
Multi-currency+1.5%-3%
Cards outside the EEA+1%
Chargeback€30

Categories

Payments › Rank #7
Payments › Rank #10

Popularity

Determined by the number of sites using each technology.

The Klarna payment service is 1.3 times more popular than PayPal Enterprise Payments.
Total websites

Market share

Payments

Popularity by country

Determined by the number of sites detected from each country.

Klarna is more popular in the United Kingdom, Germany, and the Netherlands, while PayPal Enterprise Payments is more popular in the United States, France, and Australia.
United Kingdom
United States
Germany
Netherlands
Italy
Sweden
France
Spain
Australia
Norway

Awards

Popularity by domain category

Determined by the number of sites in each category.

Klarna is more popular among sites focused on online shopping, marketing and merchandising, and fashion and beauty, while PayPal Enterprise Payments is more commonly used on business, software and hardware, and Internet services sites.
Online Shopping
Marketing/Merchandising
Fashion/Beauty
Business
Travel
Sports
Software/Hardware
Internet Services
Health
Real Estate

Top sites

Top-ranked sites that use these technologies.

Name
Rank
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Name
Rank
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See also

🗃️ About This Data