⚡ Payments in South Africa

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

South Africa is an African country with a population of over 60 million people.

According to our data, payment services are detected on 2.4% of websites from South Africa.

Statistics based on 18K+ analyzed websites. About this data

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in South Africa in 2026, based on market share.

The most popular is PayPal, which dominates the market with a substantial 52.9% share.
It is followed by Visa with 26.4% and Mastercard with 25.7%.

PayPal 52.9%
Visa 26.4%
Mastercard 25.7%
Stripe 12.6%
PayPal Enterprise Payments 9%
Shop Pay 8.3%
Google Pay 6.8%
Apple Pay 5%
Wirecard 4.3%
Worldline 4.3%
Arcot 4.3%
Authorize.net 3.8%
Klarna 3.4%
American Express 3.2%
Samsung Pay 2%

🚀 Highlights

Here is a list of the top services that are more popular in South Africa than worldwide.
Differences between global and country rankings are shown in parentheses.

2. Visa ^(-2)
3. Mastercard ^(-2)
5. PayPal Enterprise Payments ^(-5)
8. Apple Pay ^(-1)
9. Wirecard ^(-5)
10. Worldline ^(-1)
11. Arcot ^(-2)
15. Samsung Pay ^(-72)
16. Link ^(-6)
18. Skrill ^(-11)

✨ Best Payment Services

Below is a more detailed list of the top 25 of the 36 payment services used on sites from South Africa, ranked by their market share.

Rank	Name	Market share
1	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	52.9%
2	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	26.4%
3	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	25.7%
4	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	12.6%
5	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	9%
6	Shop Pay Ottawa, Ontario, Canada A Shopify-exclusive accelerated checkout and payment method that lets customers save their billing, shipping, and payment information to complete orders quickly on Shopify stores and in the Shop app. Free$$$	8.3%
7	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	6.8%
8	Apple Pay Cupertino, California, United States A mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices. Free	5%
9	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	4.3%
10	Worldline La Défense, France A European provider of payment and transaction services.	4.3%
11	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	4.3%
12	Authorize.net San Francisco, California, United States A payment gateway that facilitates the submission and routing of credit card and electronic check payment transactions to the processing networks on behalf of its client merchants. $25+/month	3.8%
13	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	3.4%
14	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	3.2%
15	Samsung Pay Seoul, Korea A mobile payment service integrated into Samsung Wallet that allows users to make purchases using their Samsung smartphones or smartwatches. Free	2%
16	Link San Francisco, California, United States A one-click checkout feature from Stripe that allows shoppers to securely save and reuse their payment and shipping information across participating online merchants. $$$	1.1%
17	Amazon Pay Seattle, Washington, United States Lets Amazon customers to pay on your website using the information already stored in their Amazon accounts. Free$0.30+	1.1%
18	Skrill London, United Kingdom A digital wallet that offers you the safety and convenience of paying online just with your email address and password. Free$5.50+	0.9%
19	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	0.7%
20	Neteller London, United Kingdom A global payments platform and digital wallet used to transfer money to and from merchants, such as forex trading brokers, social networks, and gambling websites.	0.7%
21	Adyen Amsterdam, Netherlands A payment gateway, processor, and acquirer in one financial technology platform. $0.13+/transaction	0.5%
22	Afterpay Melbourne, Victoria, Australia A buy-now-pay-later payment service that lets shoppers split purchases into installment plans at checkout both online and in stores without interest if payments are made on time. $$$	0.5%
23	PayU Poznań, Poland A global online payment service provider operating in over 50 countries.	0.5%
24	Chargebee North Bethesda, Maryland, United States A subscription management platform that handles recurring billing, invoicing, and revenue operations for subscription-based businesses. Free$$$	0.2%
25	Affirm San Francisco, California, United States A Buy Now, Pay Later financial services platform that lets consumers split online and in-store purchases into scheduled installments. $$$	0.2%

👉 See Also

🌎 Payments in other countries

🗃️ About This Data

We evaluate the popularity of technologies based on the number of websites where we detect their usage.
Technologies without a detectable web footprint, and those we do not track, are not reflected in the calculated market share.
This report is based on the analysis of 18,135 websites from South Africa.
We currently track the presence of 136 payment services across the web.
Of these, 36 were detected on websites from South Africa.
Statistics were last calculated on May 5, 2026.
For more details, see our methodology and disclaimer.