⚡ Payments in Nigeria

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Nigeria is a West African country with a population of over 226 million people.

According to our data, payment services are detected on 2.6% of websites from Nigeria.

Statistics based on 3K+ analyzed websites. About this data

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in Nigeria in 2026, based on market share.

The most popular is PayPal, which dominates the market with a substantial 58.3% share.
It is followed by Stripe with 27.4% and Mastercard with 17.9%.

PayPal 58.3%
Stripe 27.4%
Mastercard 17.9%
Visa 13.1%
PayPal Enterprise Payments 7.1%
Arcot 6%
Wirecard 6%
Worldline 6%
Google Pay 6%
Discover 3.6%
Shop Pay 3.6%
Klarna 3.6%
Payeer 3.6%
Skrill 2.4%
Razorpay 2.4%

🚀 Highlights

Here is a list of the top services that are more popular in Nigeria than worldwide.
Differences between global and country rankings are shown in parentheses.

2. Stripe ^(-1)
3. Mastercard ^(-2)
5. PayPal Enterprise Payments ^(-5)
6. Arcot ^(-7)
7. Wirecard ^(-7)
8. Worldline ^(-3)
10. Discover ^(-6)
13. Payeer ^(-68)
14. Skrill ^(-15)
15. Razorpay ^(-11)

✨ Best Payment Services

Below is a more detailed list of 19 payment services used on sites from Nigeria, ranked by their market share.

Rank	Name	Market share
1	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	58.3%
2	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	27.4%
3	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	17.9%
4	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	13.1%
5	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	7.1%
6	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	6%
7	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	6%
8	Worldline La Défense, France A European provider of payment and transaction services.	6%
9	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	6%
10	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	3.6%
11	Shop Pay Ottawa, Ontario, Canada A Shopify-exclusive accelerated checkout and payment method that lets customers save their billing, shipping, and payment information to complete orders quickly on Shopify stores and in the Shop app. Free$$$	3.6%
12	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	3.6%
13	Payeer Asuncion, Paraguay A digital payment platform and e-wallet that enables users to make online transactions and manage both fiat and cryptocurrency funds. Free$$$	3.6%
14	Skrill London, United Kingdom A digital wallet that offers you the safety and convenience of paying online just with your email address and password. Free$5.50+	2.4%
15	Razorpay Bengaluru, India A full-stack payment solution that allows businesses to collect payments, automate payouts and take control of their cash flow. $$$	2.4%
16	Neteller London, United Kingdom A global payments platform and digital wallet used to transfer money to and from merchants, such as forex trading brokers, social networks, and gambling websites.	2.4%
17	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	1.2%
18	Link San Francisco, California, United States A one-click checkout feature from Stripe that allows shoppers to securely save and reuse their payment and shipping information across participating online merchants. $$$	1.2%
19	Gumroad San Francisco, California, United States An e-commerce platform serving as a merchant of record that enables creators and digital entrepreneurs to sell digital products, memberships, and other goods directly to their audience. $$$	1.2%

👉 See Also

🌎 Payments in other countries

🗃️ About This Data

We evaluate the popularity of technologies based on the number of websites where we detect their usage.
Technologies without a detectable web footprint, and those we do not track, are not reflected in the calculated market share.
This report is based on the analysis of 3,253 websites from Nigeria.
We currently track the presence of 136 payment services across the web.
Of these, 19 were detected on websites from Nigeria.
Statistics were last calculated on May 6, 2026.
For more details, see our methodology and disclaimer.