⚡ Online Payment Services in Nigeria

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Nigeria is a West African country with a population of over 226 million people.

According to our data, online payment services are detected on 3.4% of websites from Nigeria.

⭐ Most Popular in 2026

The following chart shows the top online payment services on websites in Nigeria in 2026, based on market share.

The most popular is PayPal with an impressive share of 48.5%, followed by Stripe with 25% and Mastercard with 19.7%.

🚀 Highlights

Here is a list of the top services that are more popular in Nigeria than worldwide.
Differences between global and country rankings are shown in parentheses.

✨ Best Online Payment Services

Below is a more detailed list of 21 online payment services used on sites from Nigeria, ranked by their market share.

RankNameMarket share
1
PayPal
San Jose, California, United States

An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details.

$$$
2
Stripe
San Francisco, California, United States

A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration.

$$$
3
Mastercard
Purchase, New York, United States

A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.

4
Visa
San Francisco, California, United States

A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.

5
Apple Pay
Cupertino, California, United States

A mobile payment and digital wallet service by Apple that lets users make secure contactless and online payments with iPhone, Apple Watch, iPad, Mac, and Vision Pro devices.

Free
6
Google Pay
Mountain View, California, United States

A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices.

Free
7
PayPal Enterprise Payments
San Jose, California, United States

A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites.

$$$
8
Worldline
La Défense, France

A European payment services provider that processes transactions for merchants, financial institutions, and software platforms.

9
Wirecard
Aschheim, Bavaria, Germany

An insolvent German payment processor and financial services provider whose executives have been arrested.

Legacy
10
Arcot
Palo Alto, United States

A payment authentication network that enables card issuers, merchants, and payment processors to authenticate cardholder identity during online payments.

11
Klarna
Stockholm, Sweden

A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases.

$$$
12
Gumroad
San Francisco, California, United States

An e-commerce platform serving as a merchant of record that enables creators and digital entrepreneurs to sell digital products, memberships, and other goods directly to their audience.

$$$
13
Discover
Riverwoods, Illinois, United States

A global payment network and card issuer offering credit and debit cards as well as processing services.

14
Link
San Francisco, California, United States

A one-click checkout feature from Stripe that allows shoppers to securely save and reuse their payment and shipping information across participating online merchants.

$$$
15
Payeer
Asuncion, Paraguay

A digital payment platform and e-wallet that enables users to make online transactions and manage both fiat and cryptocurrency funds.

Free$$$
16
American Express
New York, United States

A global payment network and card issuer that provides charge, credit, and prepaid cards.

17
Shop Pay
Ottawa, Ontario, Canada

A Shopify-exclusive accelerated checkout and payment method that lets customers save their billing, shipping, and payment information to complete orders quickly on Shopify stores and in the Shop app.

Free$$$
18
Skrill
London, United Kingdom

A digital wallet and online payment service that lets users pay online and transfer money using just an email address and password.

Free$5.50+
19
Razorpay
Bengaluru, India

A full-stack payment solution that allows businesses to collect payments, automate payouts and take control of their cash flow.

$$$
20
Neteller
London, United Kingdom

A global payments platform and digital wallet used to transfer money to and from merchants, such as forex trading brokers, social networks, and gambling websites.

21
Payoneer
New York, United States

A global payment platform that enables businesses and professionals to send, receive and manage cross-border payments, hold multi-currency balances, and use physical or virtual Mastercard-branded cards.

👉 See Also

🗃️ About This Data