⚡ Payments in Montenegro

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

Montenegro is a Southeastern European country with a population of around 620 thousand people.

According to our data, payment services are detected on 6.1% of websites from Montenegro.

Statistics based on 478 analyzed websites. About this data

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in Montenegro in 2026, based on market share.

The most popular is Mastercard with an impressive share of 62.1%, followed by Visa with 44.8% and PayPal with 31%.

Mastercard 62.1%
Visa 44.8%
PayPal 31%
PayPal Enterprise Payments 17.2%
Stripe 13.8%
Google Pay 13.8%
Arcot 10.3%
Worldline 10.3%
Wirecard 10.3%
American Express 6.9%
Link 3.4%
Klarna 3.4%
Discover 3.4%
WebMoney 3.4%

🚀 Highlights

Here is a list of the top services that are more popular in Montenegro than worldwide.
Differences between global and country rankings are shown in parentheses.

1. Mastercard ^(-4)
2. Visa ^(-2)
4. PayPal Enterprise Payments ^(-6)
7. Arcot ^(-6)
8. Worldline ^(-3)
9. Wirecard ^(-5)
11. Link ^(-11)
13. Discover ^(-3)
14. WebMoney ^(-17)

✨ Best Payment Services

Below is a more detailed list of 14 payment services used on sites from Montenegro, ranked by their market share.

Rank	Name	Market share
1	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	62.1%
2	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	44.8%
3	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	31%
4	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	17.2%
5	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	13.8%
6	Google Pay Mountain View, California, United States A mobile payment and digital wallet service developed by Google that enables users to make contactless and online payments using supported Android phones, tablets, and wearable devices. Free	13.8%
7	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	10.3%
8	Worldline La Défense, France A European provider of payment and transaction services.	10.3%
9	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	10.3%
10	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	6.9%
11	Link San Francisco, California, United States A one-click checkout feature from Stripe that allows shoppers to securely save and reuse their payment and shipping information across participating online merchants. $$$	3.4%
12	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	3.4%
13	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	3.4%
14	WebMoney Moscow, Russia A Russian online payment system.	3.4%

👉 See Also

🌎 Payments in other countries

🗃️ About This Data

We evaluate the popularity of technologies based on the number of websites where we detect their usage.
Technologies without a detectable web footprint, and those we do not track, are not reflected in the calculated market share.
This report is based on the analysis of 478 websites from Montenegro.
We currently track the presence of 136 payment services across the web.
Of these, 14 were detected on websites from Montenegro.
Statistics were last calculated on May 5, 2026.
For more details, see our methodology and disclaimer.