⚡ Payments in the United States

Online payment services allow businesses to securely accept and process transactions by supporting a variety of payment methods such as credit and debit cards, digital wallets, and Buy Now, Pay Later options.

The United States of America (USA) is a North American country with a population of over 341 million people.

According to our data, payment services are detected on 6% of websites from the United States.

⭐ Most Popular in 2026

The following chart shows the top payment services on websites in the United States in 2026, based on market share.

The most popular is PayPal, which dominates the market with an overwhelming 61.9% share.
It is followed by Stripe with 18.1% and Shop Pay with 18.1%.

PayPal 61.9%
Stripe 18.1%
Shop Pay 18.1%
Mastercard 6.6%
Visa 6.4%
Authorize.net 5.2%
American Express 5.1%
PayPal Enterprise Payments 4.2%
Google Pay 4.2%
Square 3.5%
Discover 3.2%
Affirm 2.8%
Apple Pay 2.4%
Klarna 2.3%
Worldline 2.1%

🚀 Highlights

Here is a list of the top services that are more popular in the United States than worldwide.
Differences between global and country rankings are shown in parentheses.

2. Stripe ^(-1)
4. Mastercard ^(-1)
6. Authorize.net ^(-5)
7. American Express ^(-1)
8. PayPal Enterprise Payments ^(-2)
10. Square ^(-11)
11. Discover ^(-5)
12. Affirm ^(-11)
19. Link ^(-3)
22. Gumroad ^(-5)

✨ Best Payment Services

Below is a more detailed list of the top 25 of the 109 payment services used on sites from the United States, ranked by their market share.

Rank	Name	Market share
1	PayPal San Jose, California, United States An online payment service that allows users to send funds from a credit card, bank account, or PayPal balance to merchants without sharing their financial details. $$$	61.9%
2	Stripe San Francisco, California, United States A payments processing platform that helps businesses accept online, mobile, and in-store payments with a single integration. $$$	18.1%
3	Shop Pay Ottawa, Ontario, Canada A one-tap checkout and payment method developed by Shopify. Free$$$	18.1%
4	Mastercard Purchase, New York, United States A global payment-network processor that connects merchants, banks and card-holders for debit, credit and prepaid payments.	6.6%
5	Visa San Francisco, California, United States A global payment network processor that enables banks, merchants, and cardholders to conduct debit, credit, and prepaid transactions across more than 200 countries and territories.	6.4%
6	Authorize.net San Francisco, California, United States A payment gateway that facilitates the submission and routing of credit card and electronic check payment transactions to the processing networks on behalf of its client merchants. $25+/month	5.2%
7	American Express New York, United States A global payment network and card issuer that provides charge, credit, and prepaid cards.	5.1%
8	PayPal Enterprise Payments San Jose, California, United States A full-stack payments platform that makes it easy for businesses to accept payments in their apps or websites. $$$	4.2%
9	Google Pay Mountain View, California, United States A mobile payment service developed by Google that allows users to make payments using Android phones, tablets, or watches. Free	4.2%
10	Square Oakland, California, United States A payment processor that enables businesses to accept cards from customers to pay for goods and services. Free$49+/month	3.5%
11	Discover Riverwoods, Illinois, United States A global payment network and card issuer offering credit and debit cards as well as processing services.	3.2%
12	Affirm San Francisco, California, United States A Buy Now, Pay Later financial services tool that allows consumers to purchase goods and services with full transparency and with no hidden fees. $$$	2.8%
13	Apple Pay Cupertino, California, United States A mobile payment service by Apple that is supported on iPhone, Apple Watch, iPad, Mac, and Vision Pro. Free	2.4%
14	Klarna Stockholm, Sweden A Swedish payment service provider and licensed bank that specializes in Buy Now, Pay Later options for online and in-store purchases. $$$	2.3%
15	Worldline La Défense, France A European provider of payment and transaction services.	2.1%
16	Arcot Palo Alto, United States A payment authentication network powered by 3-D Secure (3DS).	2.1%
17	Wirecard Aschheim, Bavaria, Germany A full-service provider for merchants, offering POS infrastructure, payment processing and acquiring services.	2.1%
18	Recharge Santa Monica, California, United States A subscription payment solution with Shopify and BigCommerce integration and powerful APIs. $99+/month	1.5%
19	Link San Francisco, California, United States A one-click checkout feature from Stripe that allows shoppers to securely save and reuse their payment and shipping information across participating online merchants. $$$	1.4%
20	Afterpay Melbourne, Victoria, Australia A buy-now-pay-later payment service that lets shoppers split purchases into installment plans at checkout both online and in stores without interest if payments are made on time. $$$	1.2%
21	Amazon Pay Seattle, Washington, United States Lets Amazon customers to pay on your website using the information already stored in their Amazon accounts. Free$0.30+	1%
22	Gumroad San Francisco, California, United States An e-commerce platform serving as a merchant of record that enables creators and digital entrepreneurs to sell digital products, memberships, and other goods directly to their audience. $$$	0.9%
23	Adyen Amsterdam, Netherlands A payment gateway, processor, and acquirer in one financial technology platform. $0.13+/transaction	0.8%
24	CCBill Tempe, Arizona, United States A global payment processor that specializes in transactions for high-risk businesses, including dating and adult websites.	0.8%
25	WebMoney Moscow, Russia A Russian online payment system.	0.8%

👉 See Also

🌎 Payments in other countries

Data is based on the analysis of 488,998 websites from the United States.
Statistics were last calculated on February 3, 2026.
For details, see our methodology and disclaimer.